109 Ray Fetzer Dr, Guyton, GA 31312 Property Records

Effingham County property record for 109 Ray Fetzer Dr, Guyton, GA 31312

Property Summary

Property Type	Mobile Home
Details	1,440 sqft · built 1997
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jan 2020)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0301A-004-000`

Property Details

APN / Parcel Number

Primary APN	`0301A-004-000`
Alternative APNs	`0050B004000` `0301A004` `3271`

Interior

Stories	1 Story
Building Area	1,440 sqft Gross Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Lot Area	30,056 sqft (0.69 acres)
Shed	1 Shed
Shed Area	600 sqft

Location & Zoning

Account Number	3271
Street Address	109 RAY FETZER DR
City	GUYTON
State	GA
Zip	31312-6942
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR-2
Legal Description	.69 AC LOT 4
Legal Subdivision	FETZER PLACE
Legal Phase	1
Legal Lot Number	4
Legal Unit	4
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3006
Census Tract	30401

Owner

109 Ray Fetzer Dr, a mobile home, is owned and occupied by an individual who bought it in January 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 RAY FETZER DR, GUYTON, GA 31312-6942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage LOS IMBERCIONISTAS
Oct 18, 2019	Warranty Deed, Transfer
May 6, 2019	Warranty Deed, Transfer
Jul 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Oct 18, 2019 · Amount on File
Deed Document Number	202028
Deed Book / Page	2568 / 482
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	002523/500
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 3, 2020
Property Address	109 RAY FETZER DR # 4, 4, GUYTON, GA 31312-6942
Document Number	002568/482
Book / Page	2568 / 482
Instrument Date	Jan 3, 2020
Instrument	2020-000028
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RAY FETZER DR, GUYTON, GA 31312-6942

Mortgage

Document Number	0000002568/0000000485
Date	Jan 15, 2020
Book Page	0000002568/0000000485
Instrument	000465

Lender

Name	LOS IMBERCIONISTAS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 1, 2027

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 18, 2019
Property Address	109 RAY FETZER DR # 4, 4, GUYTON, GA 31312-6942
Document Number	002553/936
Book / Page	2553 / 936
Instrument Date	Oct 18, 2019
Instrument	2019-002840
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 GA HIGHWAY 30, PORT WENTWORTH, GA 31407-9608

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 6, 2019
Property Address	109 RAY FETZER DR # 4, 4, GUYTON, GA 31312-6942
Document Number	002523/500
Book / Page	2523 / 500
Instrument Date	May 6, 2019
Instrument	2019-001174
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RAY FETZER DR, GUYTON, GA 31312-6942

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 14, 2017
Property Address	109 RAY FETZER DR # 4, 4, GUYTON, GA 31312-6942
Document Number	002416/972
Book / Page	2416 / 972
Instrument Date	Jul 14, 2017
Instrument	2017-001850
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RAY FETZER DR, GUYTON, GA 31312-6942

Tax Assessment & Valuation

The 2025 property tax bill for 109 Ray Fetzer Dr was $1,657, up 8.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,046 (+0.17%) Land $22,800 Building $16,246	$97,615 (+0.17%) Land $57,000 Building $40,615
2025	$1,657.00 (+8.23%)	$38,981 (-) Land $22,800 Building $16,181	$97,453 (-) Land $57,000 Building $40,453
2024	$1,531.00 (+22.68%)	$38,981 (+20.09%) Land $22,800 Building $16,181	$97,453 (+20.09%) Land $57,000 Building $40,453
2023	$1,248.00 (+13.66%)	$32,461 (+27.46%) Land $17,600 Building $14,861	$81,152 (+27.46%) Land $44,000 Building $37,152
2022	$1,098.00	$25,467 Land $12,000 Building $13,467	$63,668 Land $30,000 Building $33,668

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Ray Fetzer Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Ray Fetzer Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ray Fetzer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures