109 Raven Dr, Temple, TX 76502 Property Records

Bell County property record for 109 Raven Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,117 sqft · built 2017
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,934 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0922218651`

Property Details

APN / Parcel Number

Primary APN	`0922218651`
Alternative APNs	`453327` `846462`

Interior

Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	124 ft deep x 68 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	295 sqft

Location & Zoning

Street Address	109 RAVEN DR
City	TEMPLE
State	TX
Zip	76502-7179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE 1, BLOCK 002, LOT 0004, ACRES .225
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE 1
Legal Block	2
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3001
Census Tract	20201

Owner

Source: Bell County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 RAVEN DR, TEMPLE, TX 76502-7179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer COMMUNITY FIRST TITLE, FIRST COMMUNITY TITLE
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AAXY LLC
Jul 12, 2018	Grant Deed, Subdivision Related Transfer AUSTIN FIRST MTG
Nov 27, 2017	Loan Modification, Mortgage FIRST NAT'L BK/TX
May 27, 2017	Loan Modification, Mortgage FIRST NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026
Deed Sale	Aug 24, 2026
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	202642683
Prior Transfer Date	May 27, 2016
Prior Transfer Doc	0000021508
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 24, 2026
Property Address	109 RAVEN DR, TEMPLE, TX 76502-7179
Document Number	0000042683
Instrument Date	Aug 21, 2026
Instrument	202642683
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	COMMUNITY FIRST TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RAVEN DR, TEMPLE, TX 76502-7179

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	109 RAVEN DR, TEMPLE, TX 76502-7179
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	VALERO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065212
Date	Oct 5, 2021
Instrument	2021065212

Lender

Name	AAXY LLC
Type	Mortgage Company
Address	79729

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 12, 2018
Property Address	109 RAVEN DR, TEMPLE, TX 76502-7179
Document Number	0000028852
Book / Page	010523 / 000047
Instrument Date	Jul 11, 2018
Instrument	28852
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2018
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 RAVEN DR TEMPLE TX 765027179, TEMPLE, TX 76502-7179

Mortgage

Document Number	28853
Date	Jul 12, 2018
Book Page	010523/000051
Instrument	28853

Lender

Name	AUSTIN FIRST MTG
Type	Mortgage Company
Address	AUSTIN, TX 78729

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2033

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	109 RAVEN DR, TEMPLE, TX 76502-7179
Document Number	0000000897
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000897
Date	Jan 9, 2018
Instrument	897

Lender

Name	FIRST NAT'L BK/TX
Type	Bank
Address	KILLEEN, TX

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2019

Interest

Rate Type	Adjustable Rate
Rate	6%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	109 RAVEN DR, TEMPLE, TX 76502-7179
Document Number	0000029037
Instrument Date	May 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029037
Date	Jul 13, 2017
Instrument	29037

Lender

Name	FIRST NAT'L BK/TX
Type	Bank
Address	KILLEEN, TX

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2018

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,934.00 (+14.78%)	$372,247 (-7.69%) Land $36,754 Building $335,493	$372,247 (-7.69%) Land $36,754 Building $335,493
2023	$6,041.00 (-10.25%) Homeowner's exemption	$403,264 Land $36,754 Building $366,510	$403,264 Land $36,754 Building $366,510
2022	$6,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Spectrum, T-Mobile.

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