315 Raven Dr, Temple, TX 76502 Property Records

Bell County property record for 315 Raven Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,372 sqft · built 2018
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on Record
Tax Bill	$7,414 (2023)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922218816`

Property Details

APN / Parcel Number

Primary APN	`0922218816`
Alternative APNs	`453382` `847901`

Interior

Stories	1 Story
Building Area	2,372 sqft Living Area
1st Floor Area	2,372 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	9,757 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	831 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	281 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	847901
Street Address	315 RAVEN DR
City	TEMPLE
State	TX
Zip	76502-7181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE 1, BLOCK 007, LOT 0004, ACRES .224
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE 1
Legal Block	7
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3002
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	315 RAVEN DR, TEMPLE, TX 76502-7181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Vendor's Lien, Transfer · Conventional Mortgage BMO HARRIS NA
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 9, 2018	Vendor's Lien, Transfer BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023
Deed Sale	Jun 9, 2023
Prior Sale	Aug 9, 2018
Deed Document Number	2023025376
Record Updated	Jun 7, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 9, 2023
Property Address	315 RAVEN DR, TEMPLE, TX 76502-7181
Document Number	0000025376
Map Reference	DOC 2013-23
Instrument Date	Jun 8, 2023
Instrument	2023025376
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 SHETLAND DR, BELTON, TX 76513-9254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 RAVEN DR, TEMPLE, TX 76502-7181

Mortgage

Document Number	0000025377
Date	Jun 9, 2023
Instrument	2023025377

Lender

Name	BMO HARRIS NA
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	315 RAVEN DR, TEMPLE, TX 76502-7181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036732
Date	Jul 22, 2020
Instrument	2020-00036732

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 9, 2018
Property Address	315 RAVEN DR, TEMPLE, TX 76502-7181
Document Number	0000033339
Map Reference	DOC2013-23
Instrument Date	Aug 8, 2018
Instrument	2018-00033339
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 RAVEN DR, PORT BOLIVAR, TX 77650

Mortgage

Document Number	0000033340
Date	Aug 9, 2018
Instrument	2018-00033340

Lender

Name	BNC NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,414.00 (-8.19%) Homeowner's exemption	$457,553 Land $36,590 Building $420,963	$457,553 Land $36,590 Building $420,963
2022	$8,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

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