Bergen County and Dumont Borough property record for 109 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,620 sqft · built 1945 |
| Lot Size | 0.176 acres (7,645 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,000 (Jul 2018) |
| Tax Bill | $13,464 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01110-0000-00022 |
| Primary APN | 10-01110-0000-00022 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,620 sqft Living Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 7,645 sqft (0.176 acres) |
| Lot Dimensions | 147 ft deep x 52 ft wide |
| Account Number | 085900 |
|---|---|
| Street Address | 109 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 52X147 |
| Legal Block | 1110 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 10200 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 PROSPECT AVE, DUMONT, NJ 07628-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Jul 31, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Prior Sale | Sep 10, 1998 · Amount on Record |
| Deed Document Number | 201818-054975 |
| Deed Book / Page | 3014 / 1641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 109 PROSPECT AVE, DUMONT, NJ 07628-3332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041760760 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 4176/760 |
| Instrument | 2021085968 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 31, 2018 |
| Property Address | 109 PROSPECT AVE, DUMONT, NJ 07628-3332 |
| Document Number | 0030141641 |
| Book / Page | 3014 / 1641 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 00018-054975 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 109 PROSPECT AVE, DUMONT, NJ 07628-3332 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,400 (+7.13%) Land $321,100 Building $295,300 | $616,400 (+7.13%) Land $321,100 Building $295,300 | |
| 2025 | $13,464.00 (+0.77%) | $575,400 (+75.05%) Land $294,900 Building $280,500 | $575,400 (+75.05%) Land $294,900 Building $280,500 |
| 2024 | $13,361.00 (+4.69%) | ||
| 2023 | $328,700 Land $166,900 Building $161,800 | $328,700 Land $166,900 Building $161,800 | |
| 2022 | $12,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures