108 Prospect Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 108 Prospect Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,351 sqft · built 1925
Lot Size	0.105 acres (4,561 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Aug 2024)
Tax Bill	$11,333 (2025)
Deeds & Mortgages	Mar 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10-00724-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00724-0000-00010`
Alternative APNs	`100072400010` `034900`

Interior

Building Area	1,351 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,561 sqft (0.105 acres)
Lot Dimensions	114 ft deep x 40 ft wide

Location & Zoning

Account Number	034900
Street Address	108 PROSPECT AVE
City	DUMONT
State	NJ
Zip	07628-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	40X114
Legal Block	724
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	7
Census Block	7002
Census Tract	10300

Owner

108 Prospect Ave is owned and occupied by an individual who bought it in August 2024.

Source: Bergen County and Dumont Borough records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	108 PROSPECT AVE, DUMONT, NJ 07628-2739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Mar 20, 2024 · Amount on File
Deed Document Number	202451388
Deed Book / Page	5309 / 1156
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 20, 2024
Property Address	108 PROSPECT AVE, DUMONT, NJ 07628-2739
Document Number	0051970729
Book / Page	5197 / 729
Instrument Date	Jan 18, 2024
Instrument	2024015227
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,807.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 SEASPRAY AVE, DELRAY BEACH, FL 33483-7138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 LINWOOD AVE, TOWNSHIP OF WASHINGTON, NJ 07676-5111
Investor	Possibly a Property Investor

Mortgage

Document Number	0051970735
Date	Mar 20, 2024
Book Page	5197/735
Instrument	2024015228

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage

Tax Assessment & Valuation

The 2025 property tax bill for 108 Prospect Ave was $11,333, up 3% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,400 (+7.25%) Land $285,400 Building $234,000	$519,400 (+7.25%) Land $285,400 Building $234,000
2025	$11,333.00 (+29.98%)	$484,300 Land $262,000 Building $222,300	$484,300 Land $262,000 Building $222,300
2024	$8,719.00
2023		$214,500 Land $139,200 Building $75,300	$214,500 Land $139,200 Building $75,300
2022	$8,079.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1979–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20