Monroe County property record for 109 Pirates Cv, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,000 sqft · built 1985 |
| Lot Size | 0.255 acres (11,113 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $838,000 (Oct 2003) |
| Tax Bill | $7,135 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00333641-004100 |
| Primary APN | 00333641-004100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,000 sqft Living Area |
| 1st Floor Area | 3,000 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 11,113 sqft (0.255 acres) |
| Garage Area | 2,180 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 2,774 sqft |
| Deck Area | 1,655 sqft |
| Patio Area | 1,895 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1410110 |
|---|---|
| Old Parcel Number | 31653300333641004100 |
| Street Address | 109 PIRATES CV |
| City | MARATHON |
| State | FL |
| Zip | 33050-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 41 STIRRUP KEY SUBDIVISION PB7-4 STIRRUP KEY OR742-15 OR825-375 OR876-130 OR1420-1143 OR1420-617 OR1420-513 OR1442-1015 |
| Legal Range | 33E |
| Legal Township | 65S |
| Legal Section | 31 |
| Legal Subdivision | STIRRUP KEY SUBD |
| Legal Lot Number | 41 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 971100 |
The current owner of 109 Pirates Cv bought it in October 2003.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 109 PIRATES CV, MARATHON, FL 33050-2925 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2003 · Amount on File |
| Deed Sale | Oct 8, 2003 · Amount on File |
| Prior Sale | Aug 27, 1999 |
| Deed Document Number | 1400900 |
| Deed Book / Page | 1939 / 0221 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $728,666 | $1,587,184 Land $939,049 Building $648,135 | |
| 2024 | $7,135.00 (+1.35%) | ||
| 2023 | $7,040.00 (+1.35%) Homeowner's exemption | $687,506 (+3%) | $1,552,553 (+13.33%) Land $920,990 Building $631,563 |
| 2022 | $6,946.00 Homeowner's exemption | $667,482 | $1,369,935 Land $739,626 Building $630,309 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Pirates Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 586 units insured incl. 64 condo units |
| Nearby Flood Claims | 671 (1985–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Pirates Cv has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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