Monroe County property record for 105 Pirates Cv, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,360 sqft · built 1988 |
| Lot Size | 0.239 acres (10,420 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,976,300 (Dec 2024) |
| Tax Bill | $8,893 (2024) |
| Deeds & Mortgages | Sep 2018 Sale & Construction Loan Mar 2018 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00333641-004300 |
| Primary APN | 00333641-004300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,360 sqft Living Area |
| Gross Area | 4,006 sqft |
| 1st Floor Area | 2,240 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,420 sqft (0.239 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 646 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 978 sqft |
| Deck Area | 1,260 sqft |
| Patio Area | 1,408 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1410136 |
|---|---|
| Street Address | 105 PIRATES CV |
| City | MARATHON |
| State | FL |
| Zip | 33050-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 43 STIRRUP KEY SUBDIVISION PB7-4 STIRRUP KEY OR826-2098 OR975-1702 OR1427-590 OR1427-671 OR1433-1025 OR1467-2450 OR1517-1031 OR2511-2133 OR2521-2192 OR2897-79 OR2904-1346 OR2919-455 OR2925-0770 OR3304-1452 |
| Legal Range | 33E |
| Legal Township | 65S |
| Legal Section | 31 |
| Legal Subdivision | STIRRUP KEY SUBD |
| Legal Lot Number | 43 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 971100 |
105 Pirates Cv is held in a trust since December 2024.
Source: Monroe County records, as of January 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6720 CADET AVE, FORT MYERS, FL 33905-7615 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2018 | Warranty Deed, Transfer · Construction Mortgage DAVID M BUMBAUGH |
| Mar 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 2, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Sep 5, 2018 · Amount on File |
| Deed Document Number | 20242484189 |
| Deed Book / Page | 3304 / 1452 |
| Prior Transfer Date | Feb 20, 2018 |
| Prior Transfer Doc | 0029190455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 5, 2018 |
| Property Address | 105 PIRATES CV, MARATHON, FL 33050-2925 |
| Document Number | 0029250770 |
| Book / Page | 002925 / 000770 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2185249 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 PIRATES COVES DR MARATHON FL 33050, MARATHON, FL 33050 |
| Document Number | 29250772 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 002925/000772 |
| Instrument | 2185250 |
| Name | DAVID M BUMBAUGH |
|---|---|
| Address | 619 SUNHAVEN DR, CLAYTON, NJ 08312-1955 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 4, 2019 |
| Rate | 4.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 20, 2018 |
| Property Address | 105 PIRATES CV, MARATHON, FL 33050-2925 |
| Document Number | 0028970079 |
| Book / Page | 002897 / 000079 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2160250 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 PIRATES COVE RD MARATHON FL 33050, MARATHON, FL 33050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 105 PIRATES CV, MARATHON, FL 33050-2925 |
| Document Number | 0029190455 |
| Book / Page | 002919 / 000455 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2179747 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 PIRATES COVE RD MARATHON FL 33050, MARATHON, FL 33050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 2, 2018 |
| Property Address | 105 PIRATES CV, MARATHON, FL 33050-2925 |
| Document Number | 0029041346 |
| Book / Page | 002904 / 001346 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2167200 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 PIRATES COVE RD MARATHON FL 33050, MARATHON, FL 33050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657,605 Land $906,905 Building $750,700 | $1,657,605 Land $906,905 Building $750,700 | |
| 2024 | $8,893.00 (+1.05%) | ||
| 2023 | $8,801.00 (+1.39%) Homeowner's exemption | $933,472 (+3%) | $1,516,346 (+12.46%) Land $872,024 Building $644,322 |
| 2022 | $8,680.00 Homeowner's exemption | $906,284 | $1,348,354 Land $700,302 Building $648,052 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Pirates Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 586 units insured incl. 64 condo units |
| Nearby Flood Claims | 671 (1985–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 105 Pirates Cv has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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