Lafayette County property record for 109 Pinecrest Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,103 sqft · built 1962 |
| Lot Size | 0.63 acres (27,547 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,600 (Sep 2021) |
| Tax Bill | $9,493 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134K-20-080.00 |
| Primary APN | 134K-20-080.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,103 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,547 sqft (0.63 acres) |
| Lot Dimensions | 169 ft deep x 163 ft wide |
| Patio Area | 661 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5707 |
|---|---|
| Street Address | 109 PINECREST DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT IN PINECREST SUB PREV APN: 086M-20-065 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | PINECREST SUB |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950304 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Oct 17, 2023 | Warranty Deed, Transfer · Line of Credit FIRST COMMERCIAL BANK |
| Sep 16, 2021 | Warranty Deed, Transfer · Line of Credit MECHANICS BANK |
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Jul 21, 2020 · Amount on Record |
| Deed Document Number | 202110410 |
| Prior Transfer Date | Jun 9, 2008 |
| Prior Transfer Doc | 0000005505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5004 BRAEMAR PARK DR, OXFORD, MS 38655-2792 |
| Document Number | 0202110467 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 202110467 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 15, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Document Number | 0020227794 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-7794 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 5, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Oct 17, 2023 |
| Property Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Document Number | 0020238272 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023-8272 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5009 BLUFF CV, OXFORD, MS 38655-5978 |
| Name | Verified Name |
|---|---|
| Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Document Number | 0020238273 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023-8273 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 16, 2021 |
| Property Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Document Number | 0202110410 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 202110410 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 PARKVIEW LN, OXFORD, MS 38655-2567 |
| Name | Verified Name |
|---|---|
| Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Document Number | 0202110411 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 202110411 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 15, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 21, 2020 |
| Property Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Document Number | 0202006410 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 202006410 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 PINECREST DR, OXFORD, MS 38655-2616 |
| Document Number | 0202006411 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 202006411 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,493.00 (+235.09%) | $72,966 (+202.96%) | $486,440 (+101.98%) Land $90,000 Building $396,440 |
| 2023 | $2,833.00 (+4.15%) Homeowner's exemption | $24,084 (+2.18%) | $240,840 (+2.18%) Land $90,000 Building $150,840 |
| 2022 | $2,720.00 Homeowner's exemption | $23,570 | $235,700 Land $90,000 Building $145,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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