Lafayette County property record for 106 Pinecrest Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,159 sqft · built 1966 |
| Lot Size | 0.772 acres (33,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,000 (Jul 2021) |
| Tax Bill | $6,482 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134K-20-073.00 |
| Primary APN | 134K-20-073.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,159 sqft Living Area |
| 1st Floor Area | 2,981 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,625 sqft (0.772 acres) |
| Lot Dimensions | 125 ft deep x 269 ft wide |
| Deck Area | 456 sqft |
| Patio Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5755 |
|---|---|
| Street Address | 106 PINECREST DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT IN PINECREST SUB PREV APN: 086M-20-113 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | PINECREST SUB |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950304 |
Source: Lafayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 PINECREST DR, OXFORD, MS 38655-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Apr 25, 2018 | Warranty Deed, Transfer · ARM RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Apr 25, 2018 · Amount on Record |
| Deed Document Number | 20218036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 106 PINECREST DR, OXFORD, MS 38655-2617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202006714 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 202006714 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 23, 2021 |
| Property Address | 106 PINECREST DR, OXFORD, MS 38655-2617 |
| Document Number | 0202108036 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 202108036 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 MILL CIR, OCEAN SPRINGS, MS 39564-2934 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 PINECREST DR, OXFORD, MS 38655-2617 |
| Document Number | 0202108037 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 202108037 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Apr 25, 2018 |
| Property Address | 106 PINECREST DR, OXFORD, MS 38655-2617 |
| Document Number | 0201803136 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 201803136 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 PIERCE AVE, OXFORD, MS 38655-4436 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 PINECREST DR, OXFORD, MS 38655-2617 |
| Document Number | 0201803138 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 201803138 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,482.00 (+22.63%) Homeowner's exemption | $52,130 (+21.41%) | $521,300 (+21.41%) Land $90,000 Building $431,300 |
| 2023 | $5,286.00 Homeowner's exemption | $42,937 | $429,370 Land $90,000 Building $339,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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