Norfolk County and Franklin Town City property record for 109 Pine Ridge Dr, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,150 sqft · built 1964 |
| Lot Size | 0.413 acres (18,012 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Mar 1993) |
| Tax Bill | $7,716 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-041 |
| Primary APN | 103-041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Living Area |
| Gross Area | 3,490 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,012 sqft (0.413 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 103-041 |
|---|---|
| Street Address | 109 PINE RIDGE DR |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MCINTOSH ESTATES |
| Legal Lot Number | 128 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 442101 |
109 Pine Ridge Dr is owned and occupied by an individual who acquired it in March 2026.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 PINE RIDGE DR, FRANKLIN, MA 02038-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 11, 2019 | Deed of Trust, Mortgage · Balloon Mortgage UNIFY FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 1993 · Amount on File |
| Deed Sale | Mar 29, 1993 · Amount on File |
| Deed Document Number | 1993 |
| Last Transfer Date | Mar 30, 2026 |
| Transfer Doc | 043024-388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Apr 3, 2026 |
| Property Address | 109 PINE RIDGE DR, FRANKLIN, MA 02038-1609 |
| Document Number | 043024-388 |
| Book / Page | 43024 / 388 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202620830 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PINE RIDGE DR, FRANKLIN, MA 02038-1609 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 109 PINE RIDGE DR, FRANKLIN, MA 02038-1609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40004-567 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 40004/567 |
| Instrument | 137223 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 109 PINE RIDGE DR, FRANKLIN, MA 02038-1609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36866-225 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 36866/225 |
| Instrument | 45708 |
| Name | UNIFY FINANCIAL FCU |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 109 Pine Ridge Dr was $7,716, up 5.1% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,716.00 (+5.12%) | $664,000 (+6.65%) Land $243,300 Building $420,700 | $849,300 (+6.95%) |
| 2024 | $7,340.00 (+4.38%) | $622,600 (+11.38%) Land $243,300 Building $379,300 | $794,105 |
| 2023 | $7,032.00 | $559,000 Land $253,700 Building $305,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Pine Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Pine Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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