109 Phantom Dr, Toney, AL 35773 Property Records

Madison County property record for 109 Phantom Dr, Toney, AL 35773 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	2,100 sqft Living Area
Occupancy	Owner Occupied
Tax Bill	$870.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-02-04-0-001-030.000`
Alternative APN	`207554`

Interior

Full Baths	1 Baths
Building Area	2,100 sqft Living Area
1st Floor	2,100 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Brick Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	207554
Street Address	109 PHANTOM DR
City	TONEY
State	AL
Zip	35773-6973
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 7 WHITT HAVEN DEVELOPMENT S/D
Legal Subdivision	WHITT HAVEN
Legal Block	7
Legal Lot Number	23
Jurisdiction	MADISON AL
Minor Civil Division	MADISON CROSSROADS
Census Blockgroup	1
Census Block	1007
Census Tract	10405

Owner

Source: Madison County records · APN 07-02-04-0-001-030.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 PHANTOM DR, TONEY, AL 35773-6973
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2000
Deed Sale	Nov 10, 2000
Deed Doc Number	0009821148
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Nov 12, 2020
Property Address	109 PHANTOM DR, TONEY, AL 35773-6973
Document Number	0000090960
Instrument Date	Oct 23, 2020
Instrument	90960
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1961 LONGLEAF DR NW HUNTSVILLE AL 35806, HUNTSVILLE, AL 35806

Mortgage

Document Number	90961
Date	Nov 12, 2020
Instrument	90961

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00 (+11.54%) Homeowner's exemption	$30,140 (+11.38%) Land $4,000 Building $26,140	$301,300 (+11.39%) Land $40,000 Building $261,300
2023	$780.00 (+11.59%) Homeowner's exemption	$27,060 (+11.08%) Land $3,000 Building $24,060	$270,500 (+11.04%) Land $30,000 Building $240,500
2022	$699.00 Homeowner's exemption	$24,360 Land $3,000 Building $21,360	$243,600 Land $30,000 Building $213,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.