103 Phantom Dr, Toney, AL 35773 Property Records

Madison County property record for 103 Phantom Dr, Toney, AL 35773 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2019
Square Footage	2,062 sqft Living Area
Occupancy	Owner Occupied
Last Sale	$249,900 (2019)
Tax Bill	$1,223.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-03-05-0-001-063.000`
Alternative APN	`501496`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	2,062 sqft Living Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	501496
Street Address	103 PHANTOM DR
City	TONEY
State	AL
Zip	35773-6973
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 7 WHITT HAVEN DEVELOPMENT S/D PB 31 PG 45-48
Legal Range	01W
Legal Township	02S
Legal Section	05
Legal Subdivision	WHITT HAVEN
Legal Block	7
Legal Lot Number	20
Jurisdiction	MADISON AL
Minor Civil Division	MADISON CROSSROADS
Census Blockgroup	1
Census Block	1007
Census Tract	10405

Owner

Source: Madison County records · APN 07-03-05-0-001-063.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 PHANTOM DR, TONEY, AL 35773-6973
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CENTERSTATE BK NA
Jun 13, 2019	Trustee's Deed, Construction Loan · Building or Construction Mortgage BRYANT BK
Jan 22, 2019	Warranty Deed, Transfer
Jan 22, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Doc Number	2019-00075846
Record Refreshed	Jun 08, 2026

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Nov 20, 2019
Property Address	103 PHANTOM DR, TONEY, AL 35773-6973
Document Number	0000075846
Instrument Date	Nov 19, 2019
Instrument	75846
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$249.90
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 MEADOWLAKE DR GADSDEN AL 359075147, GADSDEN, AL 35907-5147

Mortgage

Document Number	75847
Date	Nov 20, 2019
Instrument	75847

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2034

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON AL
Recording Date	Jun 13, 2019
Property Address	103 PHANTOM DR, TONEY, AL 35773-6973
Instrument Date	Jun 12, 2019
Instrument	36573
Transaction Type	Construction Loan
Record Updated	Jul 02, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	204 MARVIN STEWART RD HAZEL GREEN AL 357508858, HAZEL GREEN, AL 35750-8858

Mortgage

Document Number	0000036573
Date	Jun 13, 2019
Instrument	36573

Lender

Name	BRYANT BK
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jan 22, 2019
Property Address	103 PHANTOM DR, TONEY, AL 35773-6973
Document Number	0000003819
Instrument Date	Jan 18, 2019
Instrument	3819
Transaction Type	Transfer
Record Updated	Feb 06, 2019

Transaction

Amount	Amount Recorded
Tax	$19.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	208 MARVIN STEWART RD HAZEL GREEN AL 35750, HAZEL GREEN, AL 35750

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MADISON AL
Recording Date	Jan 22, 2019
Property Address	103 PHANTOM DR, TONEY, AL 35773-6973
Document Number	0000003818
Instrument Date	Jan 18, 2019
Instrument	3818
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WHITE WILLOW CT HAZEL GREEN AL 357508699, HAZEL GREEN, AL 35750-8699

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,223.00 (+11.28%) Homeowner's exemption	$35,160 (+10.98%) Land $4,000 Building $31,160	$351,600 (+10.98%) Land $40,000 Building $311,600
2023	$1,099.00 (+9.79%) Homeowner's exemption	$31,680 (+9.24%) Land $3,000 Building $28,680	$316,800 (+9.28%) Land $30,000 Building $286,800
2022	$1,001.00 Homeowner's exemption	$29,000 Land $3,000 Building $26,000	$289,900 Land $30,000 Building $259,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

103 Phantom Dr, Toney, AL 35773 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2019: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Phantom Dr

Nearby Streets

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