109 Pepper Ave, Burlingame, CA 94010 Property Records

San Mateo County property record for 109 Pepper Ave, Burlingame, CA 94010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1928
Lot Size	0.173 acres (7,542 sqft)
Owner	Individual Name on Record
Last Sale	$4,100,500 (Jan 2026)
Tax Bill	$28,628 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`028-274-060`

Property Details

APN / Parcel Number

Primary APN	`028-274-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,800 sqft
2nd Floor Area	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Tudor
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,542 sqft (0.173 acres)
Lot Dimensions	161 ft deep x 46 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 PEPPER AVE
City	BURLINGAME
State	CA
Zip	94010-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	54 FT ON PEPPER AVE BEING PORT S 1/2 OF LOT 9 BLOCK 1 BURLINGAME PARK NO 3 RSM C/63
Legal Subdivision	BURLINGAME PARK NO 3
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1019
Census Tract	605502

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 PEPPER AVE, BURLINGAME, CA 94010-5234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Mar 9, 2015 · Amount on Record
Deed Document Number	2026521
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 6, 2026
Property Address	109 PEPPER AVE, BURLINGAME, CA 94010-5234
Document Number	0000000521
Map Reference	MB C PG 63
Instrument Date	Dec 31, 2025
Instrument	2026-000521
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,510.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PEPPER AVE, BURLINGAME, CA 94010-5234

Mortgage

Document Number	0000000522
Date	Jan 6, 2026
Instrument	2026-000522

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Burlingame City
Elementary School District	Burlingame Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,535,707 (+2%) Land $2,229,426 Building $306,281
2025	$28,628.00 (+4.65%) Homeowner's exemption	$2,485,990 (+4.04%) Land $2,185,713 Building $300,277
2023	$27,356.00 (+10.04%) Homeowner's exemption	$2,389,460 Land $2,100,841 Building $288,619	$3,320,190
2022	$24,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Dec 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BURLINGAME serves 32,453 people · EPA ID CA4110003
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Etheric Networks, T-Mobile.

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