105 Pepper Ave, Burlingame, CA 94010 Property Records

San Mateo County property record for 105 Pepper Ave, Burlingame, CA 94010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,340 sqft · built 1927
Lot Size	0.143 acres (6,248 sqft)
Owner	2 Trust Names on File
Last Sale	$3,705,000 (Nov 2025)
Tax Bill	$37,785 (2025)
Deeds & Mortgages	Nov 2025 Sale Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`028-274-070`

Property Details

APN / Parcel Number

Primary APN	`028-274-070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,660 sqft
2nd Floor Area	680 sqft
Family Room	Family Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	6,248 sqft (0.143 acres)
Lot Dimensions	112 ft deep x 55 ft wide
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 PEPPER AVE
City	BURLINGAME
State	CA
Zip	94010-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	55.76 FT ON PEPPER AVE COM 60 FT FROM BARROILHET POR OF LOTS 9 & 10 BLOCK 1 BURLINGAME PARK NO 3 RSM C/63
Legal Subdivision	BURLINGAME PARK NO 3
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1019
Census Tract	605502

Owner

105 Pepper Ave is held in a trust since November 2025.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	745 BOWHILL RD, HILLSBOROUGH, CA 94010-6947
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Grant Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Mar 27, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK
Jun 15, 2021	Grant Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK
Sep 22, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Sep 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Jun 15, 2021 · Amount on File
Deed Document Number	202563713
Prior Transfer Date	Oct 29, 1993
Prior Transfer Doc	0000199446
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 21, 2025
Property Address	105 PEPPER AVE, BURLINGAME, CA 94010-5234
Document Number	0000063713
Map Reference	LB C PG 63
Instrument Date	Nov 14, 2025
Instrument	2025-063713
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$4,075.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	745 BOWHILL RD, HILLSBOROUGH, CA 94010-6947

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	105 PEPPER AVE, BURLINGAME, CA 94010-5234
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022765
Date	Mar 27, 2018
Instrument	2018-022765

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.65%
Max Rate At Change	9.95%
Index	1-Year LIBOR

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 15, 2021
Property Address	105 PEPPER AVE, BURLINGAME, CA 94010-5234
Document Number	0000091221
Map Reference	LB C PG 63
Instrument Date	Jun 11, 2021
Instrument	2021-091221
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1457 BELLEVUE AVE APT 10, 10, BURLINGAME, CA 94010-7604

Mortgage

Document Number	0000091222
Date	Jun 15, 2021
Instrument	2021-091222

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	7.87%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 22, 2020
Property Address	105 PEPPER AVE, BURLINGAME, CA 94010-5234
Document Number	0000099496
Instrument Date	Sep 15, 2020
Instrument	99496
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 PEPPER AVE BURLINGAME CA 940105234, BURLINGAME, CA 94010-5234

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 22, 2020
Property Address	105 PEPPER AVE, BURLINGAME, CA 94010-5234
Document Number	0000099493
Map Reference	LB 3 PG 84
Instrument Date	Aug 4, 2020
Instrument	2020-099493
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 PEPPER AVE, BURLINGAME, CA 94010-5234

Mortgage

Document Number	0000099495
Date	Sep 22, 2020
Instrument	2020-099495

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Pepper Ave was $37,785, up 3.1% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Burlingame City
Elementary School District	Burlingame Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,705,000 (+12.22%) Land $2,605,000 Building $1,100,000
2025	$37,785.00 (+3.14%)	$3,301,416 Land $2,132,390 Building $1,169,026
2024	$36,634.00 (+1.14%)
2023	$36,220.00 (+2.53%)	$3,173,220 Land $2,049,588 Building $1,123,632	$3,604,680
2022	$35,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Pepper Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Dec 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Pepper Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BURLINGAME serves 32,453 people · EPA ID CA4110003
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Etheric Networks, T-Mobile.

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