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103 Pasco Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 103 Pasco Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 1971
Lot Size0.284 acres (12,375 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jan 2007)
Tax Bill$635 (2025)
Deeds & MortgagesJan 2023 Mortgage
Mar 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-28-34-659500-005070

Property Details

APN / Parcel Number

Primary APN26-28-34-659500-005070
Alternative APNs
  • 342826659500005070
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,431 sqft Living Area
1st Floor Area1,431 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area12,375 sqft (0.284 acres)
Lot Dimensions152 ft deep x 73 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
PorchUnfinished Open Porch
Porch Area56 sqft
Utility Building121 sqft

Location & Zoning

Street Address103 PASCO RD
CityWINTER HAVEN
StateFL
Zip33884-1572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PG 32 32A IN S 34/35 T28 R26 LOT 507
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract659500
Legal Block2
Legal Lot Number507
Legal UnitPB
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2023
Census Tract13902

Owner

Source: Polk County records · APN 26-28-34-659500-005070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 PASCO RD, WINTER HAVEN, FL 33884-1572
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 10, 2026Intrafamily Transfer, Transfer
Dec 15, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Jan 23, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Dec 12, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2007 · Amount on Record
Deed SaleJan 08, 2007 · Amount on Record
Deed Document Number20075419
Deed Book / Page7127 / 626
Last Transfer DateFeb 14, 2026
Transfer Doc0000058044
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address103 PASCO RD, WINTER HAVEN, FL 33884-1572
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 PASCO RD, WINTER HAVEN, FL 33884-1572

Mortgage

Document Number0000017368
DateJan 24, 2023
Book Page12559/1443
Instrument2023017368
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 10, 2026
Property Address103 PASCO RD, WINTER HAVEN, FL 33884-1572
Document Number0000058044
Book / Page13912 / 844
Instrument DateFeb 14, 2026
Instrument2026058044
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address103 PASCO RD, WINTER HAVEN, FL 33884-1572

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 CLEVELAND HEIGHTS BLVD, LAKELAND, FL 33803-3112

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address103 PASCO RD, WINTER HAVEN, FL 33884-1572
Document Number0115040811
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedJan 07, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 PASCO RD WINTER HAVEN FL 338841572, WINTER HAVEN, FL 33884-1572

Mortgage

Document Number0115040811
DateDec 21, 2020
Book Page011504/000811
Instrument275882
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address103 PASCO RD, WINTER HAVEN, FL 33884-1572
Document Number0111240801
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 PASCO RD WINTER HAVEN FL 338841572, WINTER HAVEN, FL 33884-1572

Mortgage

Document Number0111240801
DateJan 30, 2020
Book Page011124/000801
Instrument22713
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address103 PASCO RD, WINTER HAVEN, FL 33884-1572
Document Number0103451291
Book / Page010345 / 001291
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedJan 08, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 PASCO RD WINTER HAVEN FL 338841572, WINTER HAVEN, FL 33884-1572

Mortgage

Document Number0103451291
DateDec 19, 2017
Book Page010345/001291
Instrument244089
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$635.00 (-48.29%) Homeowner's exemption$88,427 (+5.99%)$189,122 (-2.5%) Land $42,516 Building $146,606
2024$1,228.00 (+15.85%)
2023$1,060.00 (+5.37%) Homeowner's exemption$83,432 (+3%)$193,964 (+8.39%) Land $41,397 Building $152,567
2022$1,006.00 Homeowner's exemption$81,002$178,948 Land $34,661 Building $144,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimSep 2004, river or lake flooding, Hurricane Frances

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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