109 Parma Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 109 Parma Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,288 sqft · built 1986
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Mar 2022)
Tax Bill$2,057 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-008076

Property Details

APN / Parcel Number

Primary APN02-008076
Alternative APNs
  • 2008076
  • 008076

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,288 sqft Total Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchSlab
Porch Area104 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number008076
Street Address109 PARMA RD
CityCHESTERTOWN
StateMD
Zip21620-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-20
Legal DescriptionLOTS 665 & 666 CHESTER HARBOR
Legal SubdivisionCHESTER HARBOR
Legal Block10
Legal Lot Number665,666
JurisdictionQUEEN ANNE'S MD
Township / Civil Division2, CHURCH HILL
Census Block Group1
Census Block1038
Census Tract810300

Owner

Source: Queen Anne's County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 PARMA RD, CHESTERTOWN, MD 21620-2829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Prior SaleApr 27, 1988 · Amount on Record
Deed Book / Page3983 / 188
Record UpdatedOct 29, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateMar 2, 2022
Property Address109 PARMA RD, CHESTERTOWN, MD 21620-2829
Document Number0039830188
Book / Page3983 / 188
Map ReferenceMB TSP1 FO 61
Instrument DateFeb 23, 2022
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyTITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address109 PARMA RD, CHESTERTOWN, MD 21620-2829

Mortgage

Document Number0003983195
DateMar 2, 2022
Instrument3983/195
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,533 (+29.53%)$258,600 (+21.98%) Land $127,500 Building $131,100
2025$2,057.00 (+24.37%)
2023$1,654.00$175,667$212,000 Land $76,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA10 of 30
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Nearby Properties on Parma Rd

Nearby Streets

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