123 Parma Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 123 Parma Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,152 sqft · built 1987
Lot Size0.355 acres (15,453 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2021)
Tax Bill$2,218 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-003260

Property Details

APN / Parcel Number

Primary APN02-003260
Alternative APNs
  • 2003260
  • 003260

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,453 sqft (0.355 acres)
Lot Dimensions153 ft deep x 101 ft wide
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number003260
Street Address123 PARMA RD
CityCHESTERTOWN
StateMD
Zip21620-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-20
Legal DescriptionLOTS 659-660 CHESTER HARBOR
Legal SubdivisionCHESTER HARBOR SEC 2
Legal Block10
Legal Lot Number659,660
JurisdictionQUEEN ANNE'S MD
Township / Civil Division2, CHURCH HILL
Census Block Group1
Census Block1038
Census Tract810300

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address123 PARMA RD, CHESTERTOWN, MD 21620-2829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleSep 11, 2003 · Amount on Record
Deed Book / Page3603 / 226
Prior Transfer DateNov 23, 2012
Prior Transfer Doc0021510448
Record UpdatedOct 29, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateFeb 11, 2021
Property Address123 PARMA RD, CHESTERTOWN, MD 21620-2829
Document Number0036030226
Book / Page3603 / 226
Map ReferenceLB TSP 49 FO 300
Instrument DateJan 8, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanySIMPLY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address123 PARMA RD, CHESTERTOWN, MD 21620-2829

Mortgage

Document Number0003603235
DateFeb 11, 2021
Instrument3603/235
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,367 (+3.61%)$253,900 (+10.82%) Land $127,600 Building $126,300
2025$2,218.00 (+32.73%)$229,100 (+29.12%) Land $76,000 Building $153,100$229,100 (-) Land $76,000 Building $153,100
2023$1,671.00$177,433$229,100 Land $76,000 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA10 of 30
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Nearby Properties on Parma Rd

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