Peach County property record for 109 Oyster Trl, Byron, GA 31008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,787 sqft · built 2005 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Aug 2020) |
| Tax Bill | $4,495 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053B 131 |
| Primary APN | 053B 131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,787 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12215 |
|---|---|
| Street Address | 109 OYSTER TRL |
| City | BYRON |
| State | GA |
| Zip | 31008-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 33 SEC 1 CUMBERLAND SHORES S/D LL34 LD5 |
| Legal Subdivision | CUMBERLAND SHORES |
| Legal Lot Number | 33 |
| Jurisdiction | PEACH GA |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 40103 |
Source: Peach County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 OYSTER TRL, BYRON, GA 31008-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2024 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Aug 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage COLONY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Feb 21, 2012 · Amount on Record |
| Deed Document Number | 0000006296 |
| Deed Book / Page | 629 / 6 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEACH GA |
| Property Address | 109 OYSTER TRL, BYRON, GA 31008-3841 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 OYSTER TRL, BYRON, GA 31008-3841 |
| Document Number | 0000000731/0000000185 |
|---|---|
| Date | Oct 7, 2024 |
| Book Page | 0000000731/0000000185 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Aug 28, 2020 |
| Property Address | 109 OYSTER TRL, BYRON, GA 31008-3841 |
| Document Number | 00000629/6 |
| Book / Page | 629 / 6 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020-000882 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 OYSTER TRL, BYRON, GA 31008-3841 |
| Document Number | 0000000629/0000000008 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 0000000629/0000000008 |
| Name | COLONY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Peach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Byron City |
| County | Peach County |
| Unified School District | Peach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,495.00 (+8.5%) | $128,880 (+10.99%) Land $13,960 Building $114,920 | $322,200 (+10.99%) Land $34,900 Building $287,300 |
| 2024 | $4,143.00 (+1.44%) | $116,120 (+2%) Land $13,720 Building $102,400 | $290,300 (+2%) Land $34,300 Building $256,000 |
| 2023 | $113,840 (+12.53%) Land $11,000 Building $102,840 | $284,600 (+12.53%) Land $27,500 Building $257,100 | |
| 2022 | $4,084.00 | $101,160 Land $11,000 Building $90,160 | $252,900 Land $27,500 Building $225,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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