Peach County property record for 103 Oyster Trl, Byron, GA 31008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,492 sqft · built 2005 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Sep 2021) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053B 134 |
| Primary APN | 053B 134 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,492 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12218 |
|---|---|
| Street Address | 103 OYSTER TRL |
| City | BYRON |
| State | GA |
| Zip | 31008-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 36 SEC 1 CUMBERLAND SHORES S/D LL34 LD5 |
| Legal Subdivision | CUMBERLAND SHORES |
| Legal Lot Number | 36 |
| Jurisdiction | PEACH GA |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 40103 |
Source: Peach County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 OYSTER TRL, BYRON, GA 31008-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Warranty Deed, Transfer |
| Sep 17, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Mar 13, 2006 · Amount on Record |
| Deed Document Number | 20211178 |
| Deed Book / Page | 660 / 171 |
| Last Transfer Date | Oct 21, 2021 |
| Transfer Doc | 661/663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Oct 21, 2021 |
| Property Address | 103 OYSTER TRL, BYRON, GA 31008-3841 |
| Document Number | 661/663 |
| Book / Page | 661 / 663 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021-001269 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 OYSTER TRL, BYRON, GA 31008-3841 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Sep 17, 2021 |
| Property Address | 103 OYSTER TRL, BYRON, GA 31008-3841 |
| Document Number | 660/171 |
| Book / Page | 660 / 171 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-001178 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 OYSTER TRL, BYRON, GA 31008-3841 |
| Document Number | 0000000660/0000000174 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 0000000660/0000000174 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Peach County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Byron City |
| County | Peach County |
| Unified School District | Peach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+8.33%) | $110,320 (+10.81%) Land $13,960 Building $96,360 | $275,800 (+10.81%) Land $34,900 Building $240,900 |
| 2024 | $3,552.00 (+1.6%) | $99,560 (+2.43%) Land $13,720 Building $85,840 | $248,900 (+2.43%) Land $34,300 Building $214,600 |
| 2023 | $97,200 (+12.24%) Land $11,000 Building $86,200 | $243,000 (+12.24%) Land $27,500 Building $215,500 | |
| 2022 | $3,496.00 | $86,600 Land $11,000 Building $75,600 | $216,500 Land $27,500 Building $189,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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