109 Overture Ct, Waco, TX 76706 Property Records

McLennan County property record for 109 Overture Ct, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,888 sqft · built 2013
Lot Size	0.154 acres (6,708 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jun 2018)
Tax Bill	$8,500 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-032310-000104-0`

Property Details

APN / Parcel Number

Primary APN	`48-032310-000104-0`
Alternative APN	`343833`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
1st Floor Area	928 sqft
2nd Floor Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Driveway	Concrete Driveway
Driveway Area	600 sqft
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 OVERTURE CT
City	WACO
State	TX
Zip	76706-7476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	OVERTURE ADDITION LOT 4 BLOCK 1 ACRES .154
Legal Subdivision	OVERTURE ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

Source: McLennan County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3628 COUNTRY CLUB CIR, FORT WORTH, TX 76109-1033
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage MIDFIRST BK
Jun 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2018	Vendor's Lien, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Feb 5, 2018	Loan Modification, Mortgage AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	201821017
Prior Transfer Date	Jun 24, 2018
Prior Transfer Doc	0000021017
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	108 OVERTURE CT, WACO, TX 76706-7477
Document Number	0000033129
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20642 S SKYLINE VIEW RD CLAREMORE OK 74019, CLAREMORE, OK 74019

Mortgage

Document Number	0000033129
Date	Oct 2, 2019
Instrument	33129

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2029

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 26, 2018
Property Address	108 OVERTURE CT, WACO, TX 76706-7477
Document Number	0000021017
Instrument Date	Jun 24, 2018
Instrument	21017
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 OVERTURE CT WACO TX 767067476, WACO, TX 76706-7476

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 12, 2018
Property Address	108 OVERTURE CT, WACO, TX 76706-7477
Document Number	0000019397
Map Reference	FILE2007008790
Instrument Date	Jun 11, 2018
Instrument	2018019397
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OVERTURE CT, WACO, TX 76706-7476

Mortgage

Document Number	0000019398
Date	Jun 12, 2018
Instrument	2018019398

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	108 OVERTURE CT, WACO, TX 76706-7477
Document Number	0000005474
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1099 MISSOURI ST CELINA TX 750094018, CELINA, TX 75009-4018

Mortgage

Document Number	0000005474
Date	Feb 22, 2018
Instrument	5474

Lender

Name	AMERICAN BK
Type	Bank
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 21, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$329,499 (-12.57%) Land $93,440 Building $236,059	$329,499 (-12.57%) Land $93,440 Building $236,059
2024	$8,500.00 (+0.62%)
2023		$376,860 Land $93,440 Building $283,420	$376,860 Land $93,440 Building $283,420
2022	$8,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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