109 Otterview Rd, Forest, VA 24551 Property Records

Bedford County property record for 109 Otterview Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,705 sqft · built 1984
Lot Size	2.17 acres (94,525 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Apr 2024)
Tax Bill	$1,660 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116 6 44`

Property Details

APN / Parcel Number

Primary APN	`116 6 44`
Alternative APNs	`11616500` `66202`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,525 sqft (2.17 acres)
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Deck Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	109 OTTERVIEW RD
City	FOREST
State	VA
Zip	24551-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW WOOD LT 44 SC 1
Legal Subdivision	MEADOW WOOD
Legal Lot Number	4
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	30104

Owner

109 Otterview Rd is owned by a company that acquired it in December 2025.

Source: Bedford County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	368 TROTTING LN, 57-103, WESTBURY, NY 11590-6638
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Dec 4, 2025	Gift Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORP
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Deed Document Number	20242719
Last Transfer Date	Dec 3, 2025
Transfer Doc	0000010466
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	109 OTTERVIEW RD, FOREST, VA 24551-2901
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, MOUNTAIN VIEW STLMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180010089
Date	Nov 5, 2018
Instrument	180010089

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	109 OTTERVIEW RD, FOREST, VA 24551-2901
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	RELIANT ABSTRACT AND SETTLEMENT, RELIANCE TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005154
Date	Apr 6, 2021
Instrument	210005154

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

December 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 4, 2025
Property Address	109 OTTERVIEW RD, FOREST, VA 24551-2901
Document Number	0250010466
Map Reference	MB 887 PG 412
Instrument Date	Dec 3, 2025
Instrument	250010466
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, PIKE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 TROTTING LN # 57-103, 57-103, WESTBURY, NY 11590-6638

Mortgage

Document Number	0250010469
Date	Dec 4, 2025
Instrument	250010469

Lender

Name	LOGAN FINANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate	6.87%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 12, 2024
Property Address	109 OTTERVIEW RD, FOREST, VA 24551-2901
Document Number	0240002719
Instrument Date	Apr 12, 2024
Instrument	240002719
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	NOT AVAILABLE, PIKE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PINEHURST RD, FARMINGDALE, NY 11735-2341

Mortgage

Document Number	0240002720
Date	Apr 12, 2024
Instrument	240002720

Lender

Name	ARC HOME LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 109 Otterview Rd was $1,660.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,660.00	$405,000 (-) Land $84,700 Building $320,300
2025	$1,660.00	$405,000 Land $84,700 Building $320,300
2023	$1,660.00 Additional exemption filed	$202,500	$405,000 Land $84,700 Building $320,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Otterview Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Otterview Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Otterview Rd

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