Bedford County property record for 105 Otterview Rd, Forest, VA 24551 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,980 sqft · built 1979 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Dec 2021) |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 116 6 46 |
| Primary APN | 116 6 46 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 94,961 sqft (2.18 acres) |
| Porch | Porch |
| Porch Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 105 OTTERVIEW RD |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOW WOOD LT 46 SEC 1 |
| Legal Subdivision | MEADOW WOOD |
| Legal Lot Number | 4 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30104 |
Source: Bedford County records · APN 116 6 46
Assessment roll updated August 1, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 OTTERVIEW RD, FOREST, VA 24551-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC |
| Oct 01, 2019 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Oct 01, 2019 · Amount on Record |
| Deed Document Number | 202118001 |
| Prior Transfer Date | Jun 01, 2009 |
| Prior Transfer Doc | 0000010038 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Dec 21, 2021 |
| Property Address | 105 OTTERVIEW RD, FOREST, VA 24551-2901 |
| Document Number | 0210018001 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 210018001 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 OTTERVIEW RD, FOREST, VA 24551-2901 |
| Investor | Possibly a Property Investor |
| Document Number | 0210018002 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 210018002 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Oct 01, 2019 |
| Property Address | 105 OTTERVIEW RD, FOREST, VA 24551-2901 |
| Document Number | 0190009171 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 190009171 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 OTTERVIEW RD, FOREST, VA 24551-2901 |
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,520.00 | $370,800 (+1%) Land $86,800 Building $284,000 | |
| 2023 | $1,520.00 Additional exemption filed | $185,400 | $370,800 Land $86,800 Building $284,000 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190301043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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