109 Oak Ct, Chowchilla, CA 93610 Property Records

Madera County property record for 109 Oak Ct, Chowchilla, CA 93610

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,239 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$182,000 (Mar 2015)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-330-008-000`

Property Details

APN / Parcel Number

Primary APN	`001-330-008-000`
Alternative APN	`001330008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,239 sqft Living Area
Basement Area	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Patio Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 OAK CT
City	CHOWCHILLA
State	CA
Zip	93610-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKRIDGE ESTATES II LOT 3 40/55
Legal Subdivision	PARKRIDGE ESTATES
Legal Lot Number	3
Jurisdiction	MADERA CA
Township / Civil Division	CHOWCHILLA
Census Block Group	1
Census Block	1004
Census Tract	302

Owner

109 Oak Ct is owned by a company that acquired it in September 2016.

Source: Madera County records, as of July 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	109 OAK CT, CHOWCHILLA, CA 93610-9425
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 6, 2017	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
May 26, 2017	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2015 · Amount on File
Deed Sale	Mar 20, 2015 · Amount on File
Prior Sale	May 29, 2009 · Amount on File
Deed Document Number	20156531
Last Transfer Date	Sep 26, 2016
Transfer Doc	0000024666
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	109 OAK CT, CHOWCHILLA, CA 93610-9425
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OAK CT, CHOWCHILLA, CA 93610-9425

Mortgage

Document Number	0000038039
Date	Dec 9, 2021
Instrument	2021038039

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	109 OAK CT, CHOWCHILLA, CA 93610-9425
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030352
Date	Dec 6, 2017
Instrument	2017030352

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Oct 1, 2046

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	109 OAK CT, CHOWCHILLA, CA 93610-9425
Document Number	0000014789
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OAK CT CHOWCHILLA CA 936109425, CHOWCHILLA, CA 93610-9425

Mortgage

Document Number	0000014789
Date	Jun 9, 2017
Instrument	14789

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Oak Ct was $2,346.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Chowchilla City
Elementary School District	Chowchilla Elementary School District (KG - 08)
Secondary School District	Chowchilla Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$223,102 (+2%) Land $36,772 Building $186,330
2025	$2,346.00 Homeowner's exemption	$218,728 Land $36,051 Building $182,677
2023	$2,254.00 (+5.13%) Homeowner's exemption	$210,237 Land $34,652 Building $175,585
2022	$2,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Oak Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWCHILLA CITY WATER DEPT serves 13,916 people · EPA ID CA2010001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Race Communications, T-Mobile, Verizon.

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