109 Nuthatch Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 109 Nuthatch Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,758 sqft · built 2018
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Mar 2025)
Tax Bill	$2,753 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87B4-3-200`

Property Details

APN / Parcel Number

Primary APN	`87B4-3-200`
Alternative APN	`8050475`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	4,549 sqft
1st Floor Area	1,758 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Area	683 sqft
Porch	Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050475
Street Address	109 NUTHATCH DR
City	LAKE FREDERICK
State	VA
Zip	22630-2272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE FREDERICK L200 P4S3
Legal Subdivision	LAKE FREDERICK
Legal Phase	4
Legal Lot Number	200
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

Source: Frederick County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Sep 22, 2021	Intrafamily Transfer, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HM MTG
Dec 14, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM SHEA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	May 10, 2024 · Amount on Record
Deed Document Number	20252956
Prior Transfer Date	Sep 3, 2021
Prior Transfer Doc	0000015990
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	109 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001936
Date	Mar 13, 2023
Instrument	230001936

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 13, 2033

Interest

Rate Type	Fixed Rate

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Sep 22, 2021
Property Address	109 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Document Number	0000015990
Instrument Date	Sep 3, 2021
Instrument	210015990
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	109 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Document Number	0000017148
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	109 NUTHATCH DR LAKE FREDERICK VA 226302272, LAKE FREDERICK, VA 22630-2272

Mortgage

Document Number	0000017148
Date	Nov 30, 2020
Instrument	17148

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 14, 2018
Property Address	109 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Document Number	0000012366
Instrument Date	Dec 14, 2018
Instrument	180012366
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	WALKER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272

Mortgage

Document Number	0000012367
Date	Dec 14, 2018
Instrument	180012367

Lender

Name	SHEA MORTGAGE INC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,753.00 (+10.38%)	$519,500 Land $108,000 Building $411,500	$519,500 Land $108,000 Building $411,500
2025	$2,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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