103 Nuthatch Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 103 Nuthatch Dr, Lake Frederick, VA 22630

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,939 sqft · built 2018
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$361,510 (Aug 2018)
Tax Bill$2,843 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN87B4-3-202

Property Details

APN / Parcel Number

Primary APN87B4-3-202
Alternative APN
  • 8050477

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms13 Rooms
Stories1 Story
Building Area1,939 sqft Living Area
Gross Area4,777 sqft
1st Floor Area1,938 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
TerrainRolling
Garage Area484 sqft
PorchPorch
Porch Area163 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8050477
Street Address103 NUTHATCH DR
CityLAKE FREDERICK
StateVA
Zip22630-2272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLAKE FREDERICK L202 P4S3
Legal SubdivisionLAKE FREDERICK
Legal Phase4
Legal Lot Number202
JurisdictionFREDERICK VA
Township / Civil DivisionOPEQUON
Census Block Group2
Census Block2003
Census Tract50801

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Line of Credit
SKYONE FEDERAL CREDIT UNION
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESID'L MTG
Aug 16, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SHEA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number20187997
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011524
DateSep 15, 2022
Instrument220011524
Lender
NameSKYONE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueSep 1, 2044
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Document Number0000015968
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 NUTHATCH DR LAKE FREDERICK VA 226302272, LAKE FREDERICK, VA 22630-2272

Mortgage

Document Number0000015968
DateNov 9, 2020
Instrument15968
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 8, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK VA
Recording DateAug 16, 2018
Property Address103 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272
Document Number0000007997
Instrument DateAug 16, 2018
Instrument180007997
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2021
Title CompanyWALKER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 NUTHATCH DR, LAKE FREDERICK, VA 22630-2272

Mortgage

Document Number0000007998
DateAug 16, 2018
Instrument180007998
Lender
NameSHEA MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,843.00 (+10.41%)$536,400 Land $108,000 Building $428,400$536,400 Land $108,000 Building $428,400
2025$2,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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