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109 N White St, Sidney, IL 61877 Property Records

Champaign County property record for 109 N White St, Sidney, IL 61877

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,091 sqft · built 1991
Lot Size0.383 acres (16,664 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Aug 2020)
Tax Bill$4,764 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-28-09-479-008

Property Details

APN / Parcel Number

Primary APN24-28-09-479-008

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,091 sqft Living Area
Gross Area4,623 sqft
1st Floor Area2,091 sqft
Basement Area2,091 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialWood
Construction TypeBrick
Foundation TypeRaised
Roof MaterialOther
Lot Area16,664 sqft (0.383 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address109 N WHITE ST
CitySIDNEY
StateIL
Zip61877-9656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS PT 1, PT 2, PT 3 BLOCK 11 SUB OF PT SE 1/4 SE 1/4 SEC. 9-18-10 (ORIGINAL TOWN OF SYDNEY)
Legal Range10E
Legal Township18N
Legal Section09
Legal SubdivisionSUB
Legal Block11
Legal Lot Number3
JurisdictionCHAMPAIGN IL
Township / Civil DivisionSIDNEY
Census Block Group2
Census Block2041
Census Tract10800

Owner

109 N White St is owned and occupied by two individuals who bought it in August 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address109 N WHITE ST, SIDNEY, IL 61877-9656
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on File
Deed SaleAug 14, 2020 · Amount on File
Deed Document Number202016045
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 14, 2020
Property Address109 N WHITE ST, SIDNEY, IL 61877-9656
Document Number0000016045
Map ReferenceDD A PG 224
Instrument DateAug 6, 2020
Instrument2020R16045
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address109 N WHITE ST, SIDNEY, IL 61877-9656

Mortgage

Document Number0000016046
DateAug 14, 2020
Instrument2020R16046
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSidney Township
MunicipalitySidney Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$98,350 Land $10,720 Building $87,630$295,050 Land $32,160 Building $262,890
2024$4,764.00
2022$4,257.00 Homeowner's exemption$77,640 Land $8,460 Building $69,180$232,920 Land $25,380 Building $207,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 N White St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1994–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 N White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
MF Wireless
Fixed Wireless		100 / 20

May also be available: Nextlink.

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