108 N White St, Sidney, IL 61877 Property Records

Champaign County property record for 108 N White St, Sidney, IL 61877

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,620 sqft · built 1959
Lot Size	0.685 acres (29,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2016)
Tax Bill	$5,282 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-09-480-011`

Property Details

APN / Parcel Number

Primary APN	`24-28-09-480-011`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,620 sqft Living Area
Gross Area	3,974 sqft
1st Floor Area	2,620 sqft
Basement Area	720 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Other
Lot Area	29,847 sqft (0.685 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Pool Area	704 sqft
Bath House	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 N WHITE ST
City	SIDNEY
State	IL
Zip	61877-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 4, 5, 6 BLOCK 12 SUB OF PT SE 1/4 SE 1/4 SEC. 9-18-10 (ORIGINAL TOWN OF SYDNEY)
Legal Range	10E
Legal Township	18N
Legal Section	09
Legal Subdivision	SUB
Legal Block	12
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2041
Census Tract	10800

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 N WHITE ST, SIDNEY, IL 61877-7651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2016 · Amount on Record
Deed Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	20166130
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0000006130
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 N WHITE ST, SIDNEY, IL 61877-7651
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002162
Date	Jan 29, 2021
Instrument	2021R02162

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 N WHITE ST, SIDNEY, IL 61877-7651
Document Number	0000002370
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 N WHITE ST SIDNEY IL 618777651, SIDNEY, IL 61877-7651

Mortgage

Document Number	0000002370
Date	Feb 14, 2020
Instrument	2370

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 N WHITE ST, SIDNEY, IL 61877-7651
Document Number	0000009816
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 N WHITE ST SIDNEY IL 618777651, SIDNEY, IL 61877-7651

Mortgage

Document Number	0000009816
Date	Jun 14, 2018
Instrument	9816

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Sidney Township
Municipality	Sidney Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,350 (+26.67%) Land $13,320 Building $95,030	$325,050 (+26.67%) Land $39,960 Building $285,090
2024	$5,282.00 (+11.74%)
2022	$4,727.00 Homeowner's exemption	$85,540 Land $10,510 Building $75,030	$256,620 Land $31,530 Building $225,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1994–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Nextlink.

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