Alleghany County property record for 109 N River Rd, Covington, VA 24426
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,976 sqft · built 1992 |
| Lot Size | 0.555 acres (24,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,000 (Jan 2024) |
| Tax Bill | $1,153 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 040C0-01-030-0050 |
| Primary APN | 040C0-01-030-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,532 sqft |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 1,976 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,162 sqft (0.555 acres) |
| Terrain | Rolling |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8148 |
|---|---|
| Street Address | 109 N RIVER RD |
| City | COVINGTON |
| State | VA |
| Zip | 24426-9079 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR |
| Legal Description | LOT 5-SEC 3 RIVER EDGE RETREAT |
| Legal Lot Number | 5 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 80301 |
Source: Alleghany County records, as of June 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 N RIVER RD, COVINGTON, VA 24426-9079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2024 · Amount on Record |
| Deed Sale | Jan 3, 2024 · Amount on Record |
| Prior Sale | May 2, 2008 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 | $235,400 (+140.45%) Land $50,000 Building $185,400 | $235,400 (+140.45%) Land $50,000 Building $185,400 |
| 2023 | $97,900 Land $30,000 Building $67,900 | $97,900 Land $30,000 Building $67,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1985–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
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