Alleghany County property record for 105 N River Rd, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,825 sqft · built 1997 |
| Lot Size | 0.04 acres (1,783 sqft) |
| Owner | Company Name on Record |
| Last Sale | $950,000 (Nov 2022) |
| Tax Bill | $3,460 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 040C0-01-030-0020 |
| Primary APN | 040C0-01-030-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,825 sqft Living Area |
| Gross Area | 7,806 sqft |
| 1st Floor Area | 2,415 sqft |
| Basement Area | 1,700 sqft |
| Finished Basement | 1,700 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,783 sqft (0.04 acres) |
| Terrain | Rolling |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,392 sqft |
| Deck Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8145 |
|---|---|
| Street Address | 105 N RIVER RD |
| City | COVINGTON |
| State | VA |
| Zip | 24426-9079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 2-SEC 3 RIVER EDGE RETREAT |
| Legal Lot Number | 2 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 80301 |
Source: Alleghany County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1628 SOUND WATCH DR, WILMINGTON, NC 28409-4562 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on Record |
| Deed Sale | Nov 2, 2022 · Amount on Record |
| Prior Sale | Jan 1, 1992 |
| Record Updated | Sep 20, 2026 |
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,460.00 | $706,300 (+77.64%) Land $60,000 Building $646,300 | $706,300 (+77.64%) Land $60,000 Building $646,300 |
| 2023 | $397,600 Land $35,000 Building $362,600 | $397,600 Land $35,000 Building $362,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1985–2025) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures