109 N Phillips Rd, Lanett, AL 36863 Property Records

Chambers County property record for 109 N Phillips Rd, Lanett, AL 36863

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,160 sqft · built 1987
Lot Size	1.67 acres (73,080 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Nov 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10-08-27-0-001-015.006`

Property Details

APN / Parcel Number

Primary APN	`12-10-08-27-0-001-015.006`
Alternative APNs	`1008270001015006` `10574`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	73,080 sqft (1.67 acres)
Lot Dimensions	348 ft deep x 210 ft wide
Garage Area	978 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	10574
Street Address	109 N PHILLIPS RD
City	LANETT
State	AL
Zip	36863-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6NORA VIOLA SUB SEC. 1M.B. 5 PG. 89IN S1/2 OF NE1/4.S27 T22N R28ECITY OF LANETT
Legal Range	28
Legal Township	22
Legal Section	27
Legal Subdivision	NORA VIOLA SUB
Legal Lot Number	6
Jurisdiction	CHAMBERS AL
Township / Civil Division	LANETT
Census Block Group	2
Census Block	2004
Census Tract	954200

Owner

109 N Phillips Rd is owned and occupied by two individuals.

Source: Chambers County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 N PHILLIPS RD, LANETT, AL 36863-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	109 N PHILLIPS RD, LANETT, AL 36863-1806
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020065914
Date	Nov 17, 2006
Instrument	2006-5914

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Lanett City
Unified School District	Lanett City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,584 Land $5,940 Building $37,644	$217,920 Land $29,700 Building $188,220
2023	Additional exemption filed	$21,800 Land $2,980 Building $18,820	$217,960 Land $29,740 Building $188,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 N Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 N Phillips Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANETT WATER WORKS serves 7,152 people · EPA ID AL0000179
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20