103 N Phillips Rd, Lanett, AL 36863 Property Records

Chambers County property record for 103 N Phillips Rd, Lanett, AL 36863

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,015 sqft · built 1987
Lot Size	1.41 acres (61,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,045 (2023)
Deeds & Mortgages	Jan 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10-08-27-0-001-015.009`

Property Details

APN / Parcel Number

Primary APN	`12-10-08-27-0-001-015.009`
Alternative APNs	`1008270001015009` `17504`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	2,015 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	61,800 sqft (1.41 acres)
Lot Dimensions	300 ft deep x 206 ft wide
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	245 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	17504
Street Address	103 N PHILLIPS RD
City	LANETT
State	AL
Zip	36863-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9NORA VIOLA SUB SEC. 1M.B. 5 PG. 89IN S1/2 OF NE1/4.S27 T22N R28ECITY OF LANETT
Legal Range	28
Legal Township	22
Legal Section	27
Legal Subdivision	NORA VIOLA SUB
Legal Lot Number	9
Jurisdiction	CHAMBERS AL
Township / Civil Division	LANETT
Census Block Group	2
Census Block	2004
Census Tract	954200

Owner

103 N Phillips Rd is owned and occupied by an individual.

Source: Chambers County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	103 N PHILLIPS RD, LANETT, AL 36863-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	103 N PHILLIPS RD, LANETT, AL 36863-1806
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020050252
Date	Jan 20, 2005
Instrument	2005-0252

Lender

Name	CHARTER BANK
Type	Bank
Address	WEST POINT, GA 31833

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2025

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2012
Change Frequency	Monthly
Min Rate At Change	1%
Max Rate At Change	6.8%
Index	Prime Rate
Margin	1
Max Rate	12%

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Lanett City
Unified School District	Lanett City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,268 Land $5,680 Building $37,588	$216,340 Land $28,400 Building $187,940
2023	$1,045.00 Additional exemption filed	$21,640 (-) Land $2,840 Building $18,800	$216,390 (-) Land $28,430 Building $187,960
2022	$1,045.00 Additional exemption filed	$21,640 Land $2,840 Building $18,800	$216,390 Land $28,430 Building $187,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 N Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 N Phillips Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANETT WATER WORKS serves 7,152 people · EPA ID AL0000179
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20