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109 N Oak Ave, Henrico, VA 23075 Property Records

Henrico County property record for 109 N Oak Ave, Henrico, VA 23075

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,440 sqft · built 2020
Lot Size0.137 acres (5,999 sqft)
OwnerIndividual Name on File
Last Sale$218,914 (Sep 2020)
Deeds & MortgagesJan 2026 Mortgage
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN824-723-9149

Property Details

APN / Parcel Number

Primary APN824-723-9149

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area1,584 sqft
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area5,999 sqft (0.137 acres)
PorchSlab
Porch Area24 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address109 N OAK AVE
CityHENRICO
StateVA
Zip23075-1847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description0148110000P 0009; HIGHLAND SPRINGS SC 2 BL P LT 9
Legal SubdivisionHIGHLAND SPRINGS
Legal Lot Number9
JurisdictionHENRICO VA
Township / Civil DivisionVARINA
Census Block Group2
Census Block2009
Census Tract201204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Highland Springs Historic District
listed 2018 · 1,026 contributing resources · NRIS 100002440

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 N Oak Ave is owned by an individual who bought it in September 2020.

Source: Henrico County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address8249 CROWN COLONY PKWY, 100, MECHANICSVILLE, VA 23116-4057
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MOVEMENT MORTGAGE LLC
Sep 8, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020 · Amount on File
Deed SaleSep 8, 2020 · Amount on File
Prior SaleOct 29, 2019 · Amount on File
Deed Document Number202035940
Deed Book / Page6051 / 207
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address109 N OAK AVE, HENRICO, VA 23075-1847
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N OAK AVE, HENRICO, VA 23075-1847

Mortgage

Document Number0000673754
DateJan 2, 2026
Book Page6737/54
Instrument202600000046
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term339 Months
DueApr 1, 2054

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address109 N OAK AVE, HENRICO, VA 23075-1847
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6274889
DateSep 28, 2021
Book Page6274/889
Instrument202100048821
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateSep 8, 2020
Property Address109 N OAK AVE, HENRICO, VA 23075-1847
Document Number6051207
Book / Page6051 / 207
Instrument DateAug 24, 2020
Instrument202000035940
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 29, 2021
Title CompanyROBINSON HARRIS TITLE & ESCR

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N OAK AVE, HENRICO, VA 23075-1847

Mortgage

Document Number202000035941
DateSep 8, 2020
Instrument202000035941
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$333,600 Land $38,000 Building $295,600$333,600 Land $38,000 Building $295,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 N Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 N Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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