Henrico County property record for 108 N Oak Ave, Henrico, VA 23075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1954 |
| Lot Size | 0.13 acres (5,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2021) |
| Tax Bill | $2,319 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 824-723-8161 |
| Primary APN | 824-723-8161 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,230 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 5,701 sqft (0.13 acres) |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | BU0432224 |
|---|---|
| Street Address | 108 N OAK AVE |
| City | HENRICO |
| State | VA |
| Zip | 23075-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | 0148110000O 0010; HIGHLAND SPRINGS SC 2 BL O LT 10 11 A1 2 |
| Legal Subdivision | HIGHLAND SPRINGS |
| Legal Lot Number | 10-11 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | VARINA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 201204 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Highland Springs Historic District listed 2018 · 1,026 contributing resources · NRIS 100002440 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 N Oak Ave is owned and occupied by an individual who bought it in July 2021.
Source: Henrico County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 N OAK AVE, HENRICO, VA 23075-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Nov 21, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 2, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Prior Sale | Nov 21, 2017 · Amount on File |
| Deed Document Number | 202138277 |
| Deed Book / Page | 6241 / 1224 |
| Prior Transfer Date | May 31, 2017 |
| Prior Transfer Doc | 56221527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 108 N OAK AVE, HENRICO, VA 23075-1848 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000065571 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 6557/1 |
| Instrument | 202400009767 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Jul 29, 2021 |
| Property Address | 108 N OAK AVE, HENRICO, VA 23075-1848 |
| Document Number | 0062411224 |
| Book / Page | 6241 / 1224 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 202100038277 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 N OAK AVE, HENRICO, VA 23075-1848 |
| Document Number | 202100038278 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 202100038278 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Nov 21, 2017 |
| Property Address | 108 N OAK AVE, HENRICO, VA 23075-1848 |
| Document Number | 56832498 |
| Book / Page | 5683 / 2498 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 201700038067 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 N OAK AVE, HENRICO, VA 23075-1848 |
| Document Number | 201700038068 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 201700038068 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Jun 2, 2017 |
| Property Address | 108 N OAK AVE, HENRICO, VA 23075-1848 |
| Document Number | 56221528 |
| Book / Page | 005622 / 001528 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 9, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $57.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 108 N Oak Ave was $2,319.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,319.00 | $273,400 (+7.72%) Land $38,000 Building $235,400 | $273,400 (+7.72%) Land $38,000 Building $235,400 |
| 2025 | $253,800 Land $32,500 Building $221,300 | $253,800 Land $32,500 Building $221,300 | |
| 2023 | $1,996.00 | $232,200 Land $28,500 Building $203,700 | $232,200 Land $28,500 Building $203,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 N Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 N Oak Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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