109 Murphy Ct, Winchester, VA 22602 Property Records

Frederick County property record for 109 Murphy Ct, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 2009
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$533,500 (Nov 2025)
Tax Bill	$2,847 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`65H1-3B-21`

Property Details

APN / Parcel Number

Primary APN	`65H1-3B-21`
Alternative APN	`8046216`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	4,948 sqft
1st Floor Area	2,192 sqft
Basement Area	2,192 sqft
Unfinished Basement	2,192 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8046216
Street Address	109 MURPHY CT
City	WINCHESTER
State	VA
Zip	22602-4392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	SOVEREIGN VILLAGE L21S3B
Legal Subdivision	SOVEREIGN VILLAGE
Legal Lot Number	21
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2015
Census Tract	51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MURPHY CT, WINCHESTER, VA 22602-4392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage LIBERTY FCU
Apr 5, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Sep 11, 2009 · Amount on Record
Deed Document Number	202511304
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	0000003032
Record Updated	Sep 20, 2026

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 10, 2025
Property Address	109 MURPHY CT, WINCHESTER, VA 22602-4392
Document Number	0000011304
Instrument Date	Nov 5, 2025
Instrument	250011304
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MURPHY CT, WINCHESTER, VA 22602-4392

Mortgage

Document Number	0000011305
Date	Nov 10, 2025
Instrument	250011305

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 5, 2019
Property Address	109 MURPHY CT, WINCHESTER, VA 22602-4392
Document Number	0000003032
Instrument Date	Apr 3, 2019
Instrument	3032
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MURPHY CT WINCHESTER VA 226024392, WINCHESTER, VA 22602-4392

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,847.00 (+10.43%)	$537,100 (-) Land $103,000 Building $434,100	$537,100 (-) Land $103,000 Building $434,100
2025	$2,578.00	$537,100 Land $103,000 Building $434,100	$537,100 Land $103,000 Building $434,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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