106 Murphy Ct, Winchester, VA 22602 Property Records

Frederick County property record for 106 Murphy Ct, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,082 sqft · built 2009
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Nov 2009)
Tax Bill	$2,596 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65H1-3B-22`

Property Details

APN / Parcel Number

Primary APN	`65H1-3B-22`
Alternative APN	`8046217`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,082 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	853 sqft
Basement Area	606 sqft
Finished Basement	606 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8046217
Street Address	106 MURPHY CT
City	WINCHESTER
State	VA
Zip	22602-4392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	SOVEREIGN VILLAGE L22S3B
Legal Subdivision	SOVEREIGN VILLAGE
Legal Lot Number	22
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2015
Census Tract	51104

Owner

106 Murphy Ct is owned and occupied by two individuals who acquired it in August 2014.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 MURPHY CT, WINCHESTER, VA 22602-4392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MTG CORP
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage HOMESPIRE MTG CORP
Jun 25, 2019	Deed of Trust, Mortgage · Conventional with PMI HOMESPIRE MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2009 · Amount on File
Deed Sale	Nov 6, 2009 · Amount on File
Deed Book / Page	900 / 12271
Last Transfer Date	Aug 5, 2014
Transfer Doc	1400006717
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	106 MURPHY CT, WINCHESTER, VA 22602-4392
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018372
Date	Dec 17, 2020
Instrument	200018372

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	106 MURPHY CT, WINCHESTER, VA 22602-4392
Document Number	0000012033
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MURPHY CT WINCHESTER VA 226024392, WINCHESTER, VA 22602-4392

Mortgage

Document Number	0000012033
Date	Sep 4, 2020
Instrument	12033

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 3, 2045

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 28, 2019
Property Address	106 MURPHY CT, WINCHESTER, VA 22602-4392
Document Number	0000006263
Instrument Date	Jun 25, 2019
Instrument	6263
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	COMMONWEALTH AND TITLE INSURANCE COMPANY, COMMONWEALTH & TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 MURPHY CT WINCHESTER VA 226024392, WINCHESTER, VA 22602-4392

Mortgage

Document Number	6264
Date	Jun 28, 2019
Instrument	6264

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	106 MURPHY CT, WINCHESTER, VA 22602-4392
Document Number	0000006920
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MURPHY CT WINCHESTER VA 226024392, WINCHESTER, VA 22602-4392

Mortgage

Document Number	0000006920
Date	Jul 15, 2019
Instrument	6920

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 106 Murphy Ct was $2,596, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00 (+10.42%)	$489,760 Land $103,000 Building $386,760	$489,760 Land $103,000 Building $386,760
2025	$2,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Murphy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Murphy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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