109 Minor Rd, Sterling, VA 20165 Property Records

Loudoun County property record for 109 Minor Rd, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,816 sqft · built 1984
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$561,900 (Jan 2007)
Tax Bill	$6,320 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-28-3399-000`

Property Details

APN / Parcel Number

Primary APN	`028-28-3399-000`
Alternative APN	`64A3 1 127`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,816 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	428 sqft
Deck Area	Deck Area
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	109 MINOR RD
City	STERLING
State	VA
Zip	20165-5668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	COUNTRYSIDE SEC.1-D LOT 127 200701260007294
Legal Subdivision	COUNTRYSIDE
Legal Block	3
Legal Lot Number	127
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3000
Census Tract	611101

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MINOR RD, STERLING, VA 20165-5668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC
Mar 4, 2020	Quit Claim Deed, Transfer VELLUM MTG LLC
Jul 17, 2017	Deed of Trust, Mortgage · Conventional with PMI WASHINGTON FIRST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2007 · Amount on Record
Deed Sale	Jan 26, 2007 · Amount on Record
Deed Document Number	20077294
Last Transfer Date	Feb 28, 2020
Transfer Doc	0000015027
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	109 MINOR RD, STERLING, VA 20165-5668
Document Number	20201216124150
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MINOR RD STERLING VA 201655668, STERLING, VA 20165-5668

Mortgage

Document Number	20201216124150
Date	Dec 16, 2020
Instrument	124150

Lender

Name	VELLUM MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 4, 2020
Property Address	109 MINOR RD, STERLING, VA 20165-5668
Document Number	20200304015027
Instrument Date	Feb 28, 2020
Instrument	15027
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MINOR RD STERLING VA 201655668, STERLING, VA 20165-5668

Mortgage

Document Number	20200304015028
Date	Mar 4, 2020
Instrument	15028

Lender

Name	VELLUM MTG LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	109 MINOR RD, STERLING, VA 20165-5668
Document Number	20170721044692
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	20170721044692
Date	Jul 21, 2017
Instrument	44692

Lender

Name	WASHINGTON FIRST MTG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,320.00 (-5.67%)	$785,110 (+2.53%) Land $263,000 Building $522,110	$785,110 (+2.53%) Land $263,000 Building $522,110
2023	$6,700.00	$765,750 Land $263,000 Building $502,750	$765,750 Land $263,000 Building $502,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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