103 Minor Rd, Sterling, VA 20165 Property Records

Loudoun County property record for 103 Minor Rd, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,816 sqft · built 1984
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Sep 2018)
Tax Bill	$7,142 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`028-28-6387-000`

Property Details

APN / Parcel Number

Primary APN	`028-28-6387-000`
Alternative APN	`64A3/1/124`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	5,008 sqft
1st Floor Area	1,232 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	/64A3/1///124/
Street Address	103 MINOR RD
City	STERLING
State	VA
Zip	20165-5668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	COUNTRYSIDE SEC.1-D LOT 124 1722--1577 D/G 832--1486
Legal Subdivision	COUNTRYSIDE
Legal Lot Number	124 1722
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3000
Census Tract	611101

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 MINOR RD, STERLING, VA 20165-5668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Aug 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 25, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	May 27, 2015 · Amount on Record
Deed Document Number	201809250055995
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	103 MINOR RD, STERLING, VA 20165-5668
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MINOR RD, STERLING, VA 20165-5668

Mortgage

Document Number	0000053797
Date	Nov 5, 2025
Instrument	20251105-0053797

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	CANTON, OH 44711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	275 Months
Due	Oct 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	103 MINOR RD, STERLING, VA 20165-5668
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017949
Date	Feb 12, 2021
Instrument	202102120017949

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	103 MINOR RD, STERLING, VA 20165-5668
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084188
Date	Aug 6, 2021
Instrument	202108060084188

Lender

Name	DOLLAR BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	103 MINOR RD, STERLING, VA 20165-5668
Document Number	20200410025264
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MINOR RD STERLING VA 201655668, STERLING, VA 20165-5668

Mortgage

Document Number	20200410025264
Date	Apr 10, 2020
Instrument	25264

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	103 MINOR RD, STERLING, VA 20165-5668
Document Number	20190724041354
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MINOR RD STERLING VA 201655668, STERLING, VA 20165-5668

Mortgage

Document Number	20190724041354
Date	Jul 24, 2019
Instrument	41354

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 25, 2018
Property Address	103 MINOR RD, STERLING, VA 20165-5668
Document Number	20180925055995
Instrument Date	Sep 20, 2018
Instrument	55995
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MINOR RD STERLING VA 201655668, STERLING, VA 20165-5668

Mortgage

Document Number	20180925055996
Date	Sep 25, 2018
Instrument	55996

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,142.00	$816,320 Land $264,800 Building $551,520	$816,320 Land $264,800 Building $551,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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