Cecil County property record for 109 Main St, Warwick, MD 21912
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,816 sqft · built 1900 |
| Lot Size | 0.132 acres (5,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Feb 2022) |
| Tax Bill | $489 (2026) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-027557 |
| Primary APN | 01-027557 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,816 sqft Total Area |
| Utility Area | 88 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 5,749 sqft (0.132 acres) |
| Porch | Slab |
| Porch Area | 339 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 027557 |
|---|---|
| Street Address | 109 MAIN ST |
| City | WARWICK |
| State | MD |
| Zip | 21912-1054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | .132 ACRE 109 MAIN STREET WARWICK |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30100 |
Source: Cecil County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 MAIN ST, WARWICK, MD 21912-1117 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Nov 2, 2012 · Amount on Record |
| Deed Book / Page | 5101 / 281 |
| Prior Transfer Date | Aug 9, 2005 |
| Prior Transfer Doc | 1986000238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 10, 2022 |
| Property Address | 109 MAIN ST, WARWICK, MD 21912-1054 |
| Document Number | 0051010281 |
| Book / Page | 5101 / 281 |
| Instrument Date | Jan 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 964 WASHINGTON AVE # J, J, CHESTERTOWN, MD 21620-3322 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489.00 (+1.03%) | $45,100 (+1.81%) | $45,900 (-) Land $36,200 Building $9,700 |
| 2025 | $484.00 (+1.26%) | $44,300 (+2.15%) | $45,900 (+5.52%) Land $36,200 Building $9,700 |
| 2023 | $478.00 | $43,367 | $43,500 Land $36,200 Building $7,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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