Cecil County property record for 92 Main St, Warwick, MD 21912 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1845 |
| Square Footage | 2,271 sqft Total Area |
| Lot Size | 16,160 sqft (0.371 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2011) |
| Tax Bill | $2,200.00 (2025) |
| Primary APN | 01-020080 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,271 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1845 |
|---|---|
| Effective Year Built | Effective 1845 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,160 sqft (0.371 acres) |
| Porch Area | 368 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 020080 |
|---|---|
| Street Address | 92 MAIN ST |
| City | WARWICK |
| State | MD |
| Zip | 21912-1114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .371 ACRE 92 MAIN STREET WARWICK |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 1, CECILTON |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 30100 |
Source: Cecil County records · APN 01-020080
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 MAIN ST, WARWICK, MD 21912-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 15, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage BOKF NA |
| Sep 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2011 · Amount on Record |
| Deed Sale | Sep 21, 2011 · Amount on Record |
| Prior Sale | Mar 14, 1994 · Amount on Record |
| Deed Book / Page | 3079 / 419 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 92 MAIN ST, WARWICK, MD 21912-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 92 MAIN ST, WARWICK, MD 21912-1114 |
| Document Number | 0057360128 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 5736/128 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 476 Months |
| Due | Sep 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 92 MAIN ST, WARWICK, MD 21912-1114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 92 MAIN ST, WARWICK, MD 21912-1114 |
| Document Number | 0052630491 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 5263/491 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 92 MAIN ST, WARWICK, MD 21912-1114 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SOLIDIFI TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0043850001 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 4385/001 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 92 MAIN ST, WARWICK, MD 21912-1114 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046880048 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 4688/48 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2045 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,367 (+17.39%) | $232,400 (+24.08%) Land $69,100 Building $163,300 | |
| 2025 | $2,200.00 (+56.7%) Homeowner's exemption | ||
| 2023 | $1,404.00 Homeowner's exemption | $185,167 | $187,300 Land $69,100 Building $118,200 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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