109 Main St NW, Shellsburg, IA 52332 Property Records

Benton County property record for 109 Main St NW, Shellsburg, IA 52332

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,960 sqft · built 1880
Lot Size	0.182 acres (7,938 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2024)
Tax Bill	$1,702 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19014500`

Property Details

APN / Parcel Number

Primary APN	`19014500`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,960 sqft Total Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,938 sqft (0.182 acres)
Lot Dimensions	126 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 MAIN ST NW
City	SHELLSBURG
State	IA
Zip	52332
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SHELLSBURG LOT 6 BLK 2
Legal Subdivision	SHELLSBURG
Legal Block	2
Legal Lot Number	6
Jurisdiction	BENTON IA
Township / Civil Division	SHELLSBURG
Census Block Group	2
Census Block	2113
Census Tract	960400

Owner

109 Main St NW, a duplex, is owned and occupied by an individual who bought it in December 2024.

Source: Benton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 MAIN ST W, SHELLSBURG, IA 52332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Deed Document Number	20244241
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Dec 9, 2024
Property Address	109 MAIN ST NW, SHELLSBURG, IA 52332
Document Number	0000244241
Instrument Date	Dec 3, 2024
Instrument	24-4241
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MAIN ST NW, SHELLSBURG, IA 52332

Mortgage

Document Number	0000244242
Date	Dec 9, 2024
Instrument	24-4242

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 109 Main St NW was $1,702 with a homeowner's exemption.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Shellsburg City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,702.00	$129,400 (-) Land $15,600 Building $113,800	$129,400 (-) Land $15,600 Building $113,800
2025		$129,400 Land $15,600 Building $113,800	$129,400 Land $15,600 Building $113,800
2024	$1,694.00
2023		$120,600 (+21.45%) Land $15,600 Building $105,000	$120,600 Land $15,600 Building $105,000
2022	$1,798.00 Homeowner's exemption	$99,300 Land $12,500 Building $86,800
2021			$99,300 Land $12,500 Building $86,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Main St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Main St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELLSBURG WATER SUPPLY serves 961 people · EPA ID IA0670043
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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