405 Main St NW, Shellsburg, IA 52332 Property Records

Benton County property record for 405 Main St NW, Shellsburg, IA 52332

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,943 sqft · built 1895
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2021)
Tax Bill	$2,894 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19027900`

Property Details

APN / Parcel Number

Primary APN	`19027900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,943 sqft Living Area
1st Floor Area	504 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	94 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 MAIN ST NW
City	SHELLSBURG
State	IA
Zip	52332-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLOR & RUNYON S 1/2 BLK 2
Legal Subdivision	TAYLOR & RUNYONS
Legal Block	2
Jurisdiction	BENTON IA
Township / Civil Division	SHELLSBURG
Census Block Group	2
Census Block	2102
Census Tract	960400

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MAIN ST NW, SHELLSBURG, IA 52332-9792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Mar 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	20213642
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	405 MAIN ST NW, SHELLSBURG, IA 52332-9792
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAIN ST NW, SHELLSBURG, IA 52332-9792
Investor	Possibly a Property Investor

Mortgage

Document Number	0000260622
Date	Feb 23, 2026
Instrument	26-0622

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jul 20, 2021
Property Address	405 MAIN ST NW, SHELLSBURG, IA 52332-9792
Document Number	213642
Instrument Date	Jul 7, 2021
Instrument	21-3642
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAIN ST NW, SHELLSBURG, IA 52332-9792
Investor	Possibly a Property Investor

Mortgage

Document Number	213643
Date	Jul 20, 2021
Instrument	21-3643

Lender

Name	GREENSTATE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000213644
Date	Jul 20, 2021
Instrument	21-3644

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2031

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Mar 19, 2020
Property Address	405 MAIN ST NW, SHELLSBURG, IA 52332-9792
Document Number	201192
Instrument Date	Mar 12, 2020
Instrument	20-1192
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAIN ST NW, SHELLSBURG, IA 52332-9792

Mortgage

Document Number	201193
Date	Mar 19, 2020
Instrument	20-1193

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Shellsburg City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,894.00 (-0.55%)	$176,700 (-) Land $26,400 Building $150,300	$176,700 (-) Land $26,400 Building $150,300
2025	$2,910.00	$176,700 (+6.45%) Land $26,400 Building $150,300	$176,700 (+6.45%) Land $26,400 Building $150,300
2024	$2,910.00 (+7.62%)
2023		$166,000 (+22.06%) Land $26,400 Building $139,600	$166,000 (+22.06%) Land $26,400 Building $139,600
2022	$2,704.00	$136,000 Land $21,100 Building $114,900
2021			$136,000 Land $21,100 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELLSBURG WATER SUPPLY serves 961 people · EPA ID IA0670043
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Main St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures