109 Main St, Agency, MO 64401 Property Records

Buchanan County property record for 109 Main St, Agency, MO 64401

Property Summary

Property Type	Mobile Home
Details	1,232 sqft · built 1994
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Tax Bill	$317 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2019 Sale
APN	`10-4.0-20-003-000-025.000`

Property Details

APN / Parcel Number

Primary APN	`10-4.0-20-003-000-025.000`

Interior

Building Area	1,232 sqft Base Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	254 ft deep x 206 ft wide

Location & Zoning

Street Address	109 MAIN ST
City	AGENCY
State	MO
Zip	64401-9180
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CITY
Legal Description	20-56-34SWSUB: LOT: BLK:LGL DESC:BEG SW COR LOT 1 BLK 1 MILLER'S ADDN TO TOWN OF AGENCY E 78' N 17.1' E 176.23' S 147.51' W 176.23' S TO E/L ST JOSEPH & AGENCY RD TH NWLY ALG E/L RD TO POB
Legal Range	34W
Legal Township	56N
Legal Section	20
Legal Subdivision	MILLERS ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	AGENCY
Census Block Group	3
Census Block	3070
Census Tract	2800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MAIN ST, AGENCY, MO 64401-9180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMN
Nov 21, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019
Deed Sale	Nov 21, 2019
Prior Sale	Feb 2, 2015
Deed Document Number	201910230
Deed Book / Page	3743 / 772
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	109 MAIN ST, AGENCY, MO 64401-9180
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003745/607
Date	Jan 31, 2020
Book Page	3745/607
Instrument	2020000742

Lender

Name	US SMALL BUSINESS ADMN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 21, 2019
Property Address	109 MAIN ST, AGENCY, MO 64401-9180
Document Number	003743/772
Book / Page	3743 / 772
Instrument Date	Nov 20, 2019
Instrument	2019010230
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 MAIN ST, 111, AGENCY, MO 64401-9180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MAIN ST, AGENCY, MO 64401-9180

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Agency Village
County	Buchanan County
Unified School District	Mid-Buchanan County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$317.00	$4,290 (-) Land $570 Building $3,720	$22,600 (-) Land $3,000 Building $19,600
2024	$317.00 (-0.31%)
2023	$318.00 (-0.31%)	$4,290 (-) Land $570 Building $3,720	$22,600 (-) Land $3,000 Building $19,600
2022	$319.00	$4,290 Land $570 Building $3,720
2021			$22,600 Land $3,000 Building $19,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1993–2021)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, May 2007 · 5 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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