104 Main St, Agency, MO 64401 Property Records

Buchanan County property record for 104 Main St, Agency, MO 64401

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1904
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$336 (2024)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2026 Transfer + 2 more
APN	`10-4.0-20-003-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`10-4.0-20-003-000-016.000`

Interior

Building Area	1,440 sqft Base Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	140 ft deep x 90 ft wide

Location & Zoning

Street Address	104 MAIN ST
City	AGENCY
State	MO
Zip	64401-9180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	20-56-34SWSUB: LOT: BLK:LGL DESC:TOWN OF AGENCY THAT PT OF SW 1/4 20-56-34 BEG AT 1/2 COR BETWEEN 20 & 29 TH W WITH SD SEC 375' TH N 24 DEG 56' W 469' 8 FOR POB TH S 65 DEG 4' W 140' TH N 24 DEG 56' W 90' TH N 65 DEG 4' E 140' TH S 24 DEG 56' E TO PO
Legal Range	34W
Legal Township	56N
Legal Section	20
Legal Subdivision	AB COATS ADDITION
Jurisdiction	BUCHANAN MO
Township / Civil Division	AGENCY
Census Block Group	3
Census Block	3073
Census Tract	2800

Owner

104 Main St is owned by two individuals who acquired it in May 2026.

Source: Buchanan County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10595 HIGHWAY 371, SAINT JOSEPH, MO 64507
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Line of Credit NODAWAY VALLEY BANK
May 22, 2026	Quit Claim Deed, Transfer PREFERRED TITLE
Nov 8, 2022	Beneficiary Deed, Transfer
Nov 8, 2022	Warranty Deed, Transfer CALDWELL CNTY ABSTRACT & TTL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026
Deed Sale	May 22, 2026
Prior Sale	May 22, 2026 · Amount on File
Deed Document Number	20264039
Deed Book / Page	3818 / 807
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 22, 2026
Property Address	104 MAIN ST, AGENCY, MO 64401-9180
Document Number	0000004038
Book / Page	3818 / 806
Instrument Date	May 22, 2026
Instrument	20264038
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004040,
Date	May 22, 2026
Instrument	20264040

Lender

Name	NODAWAY VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 22, 2026
Property Address	104 MAIN ST, AGENCY, MO 64401-9180
Document Number	0000004039
Book / Page	3818 / 807
Instrument Date	May 22, 2026
Instrument	20264039
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 8, 2022
Property Address	104 MAIN ST, AGENCY, MO 64401-9180
Document Number	003782/159
Book / Page	3782 / 159
Instrument Date	Nov 2, 2022
Instrument	2022010795
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MAIN ST, AGENCY, MO 64401-9180

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 8, 2022
Property Address	104 MAIN ST, AGENCY, MO 64401-9180
Document Number	003782/158
Book / Page	3782 / 158
Instrument Date	Nov 2, 2022
Instrument	2022010794
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CALDWELL CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MAIN ST, AGENCY, MO 64401-9180

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Agency Village
County	Buchanan County
Unified School District	Mid-Buchanan County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,550 Land $570 Building $3,980	$23,950 Land $3,000 Building $20,950
2024	$336.00 (+5.33%)
2023	$319.00 (-0.31%)	$4,300 (-) Land $570 Building $3,730	$22,640 Land $3,000 Building $19,640
2022	$320.00	$4,300 Land $570 Building $3,730
2021			$22,640 Land $3,000 Building $19,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 104 Main St; there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1993–2021)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, May 2007 · 5 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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