Santa Clara County property record for 109 Lusitano Way, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,071 sqft · built 2014 |
| Lot Size | 0.085 acres (3,707 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $641,500 (Jun 2017) |
| Tax Bill | $9,128 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-027 |
| Primary APN | 808-48-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 831 sqft |
| 2nd Floor Area | 1,240 sqft |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,707 sqft (0.085 acres) |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 109 LUSITANO WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10184 LOT 27 |
| Legal Tract | 10184 |
| Legal Lot Number | 27 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-027
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 LUSITANO WAY, GILROY, CA 95020-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Jul 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Jun 06, 2017 | Grant Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2017 · Amount on Record |
| Deed Sale | Jun 06, 2017 · Amount on Record |
| Prior Sale | Nov 24, 2014 · Amount on Record |
| Deed Document Number | 23666783 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 LUSITANO WAY, GILROY, CA 95020-8510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 109 LUSITANO WAY, GILROY, CA 95020-8510 |
| Document Number | 0024886788 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 24886788 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 LUSITANO WAY, GILROY, CA 95020-8510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0024220641 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 24220641 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 06, 2017 |
| Property Address | 109 LUSITANO WAY, GILROY, CA 95020-8510 |
| Document Number | 0023666783 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 23666783 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 109 LUSITANO WAY GILROY CA 950208510, GILROY, CA 95020-8510 |
| Document Number | 23666784 |
|---|---|
| Date | Jun 06, 2017 |
| Instrument | 23666784 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,128.00 (+2.23%) Homeowner's exemption | $744,508 (+4.04%) Land $409,452 Building $335,056 |
| 2023 | $8,929.00 (+1.67%) Homeowner's exemption | $715,600 Land $393,553 Building $322,047 |
| 2022 | $8,782.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force 3 of 12 on primary residences |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures