101 Lusitano Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 101 Lusitano Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,071 sqft · built 2014
Lot Size0.115 acres (5,035 sqft)
OwnerIndividual Name on Record
Last Sale$628,000 (May 2016)
Tax Bill$9,115 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (reduced by levee)
APN808-49-006

Property Details

APN / Parcel Number

Primary APN808-49-006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,071 sqft Living Area
1st Floor Area831 sqft
2nd Floor Area1,240 sqft

Exterior

Year BuiltBuilt 2014
Architectural StyleOther
Construction TypeWood
Lot Area5,035 sqft (0.115 acres)
Garage Area422 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address101 LUSITANO WAY
CityGILROY
StateCA
Zip95020-8510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTR 10184 LOT 33
Legal Tract10184
Legal Lot Number33
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1001
Census Tract512509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 LUSITANO WAY, GILROY, CA 95020-8510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2016 · Amount on Record
Deed SaleMay 31, 2016 · Amount on Record
Prior SaleMay 31, 2016 · Amount on Record
Deed Document Number23319724
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address101 LUSITANO WAY, GILROY, CA 95020-8510
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 LUSITANO WAY WAU, GILROY, CA 95020-8510

Mortgage

Document Number0025272929
DateMar 30, 2022
Instrument25272929
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,115.00 (+2.23%) Homeowner's exemption$743,419 (+4.04%) Land $355,136 Building $388,283
2023$8,916.00 (+1.68%) Homeowner's exemption$714,553 Land $341,347 Building $373,206
2022$8,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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