109 Laurel Ridge Rd, Canton, MS 39046 Property Records

Madison County property record for 109 Laurel Ridge Rd, Canton, MS 39046

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,962 sqft · built 2005
Lot Size0.316 acres (13,805 sqft)
OwnerIndividual Name on Record
Last Sale$360,040 (Apr 2024)
Tax Bill$2,503 (2025)
Deeds & MortgagesApr 2024 Mortgage
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN082F-24-091

Property Details

APN / Parcel Number

Primary APN082F-24-091
Alternative APNs
  • 082F-24-091/00.00
  • 41183

Interior

Full Baths5 Baths
Building Area1,962 sqft Adjusted Area
Gross Area1,654 sqft
1st Floor Area1,654 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,805 sqft (0.316 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number41183
Street Address109 LAUREL RIDGE RD
CityCANTON
StateMS
Zip39046-4550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionLOT 178 HARVEY CROSSING 3-A D@126
Legal Range02E
Legal Township08N
Legal Section24
Legal SubdivisionHARVEY CROSSING IIIA
Legal Lot Number178
JurisdictionMADISON MS
Township / Civil Division5
Census Block Group1
Census Block1026
Census Tract30401

Owner

Source: Madison County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 LAUREL RIDGE RD, CANTON, MS 39046-4550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Warranty Deed, Transfer · USDA Mortgage
SWBC MORTGAGE CORP
Oct 3, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2024 · Amount on Record
Deed SaleApr 15, 2024 · Amount on Record
Prior SaleOct 3, 2023
Deed Document Number20241002627
Deed Book / Page4429 / 742
Prior Transfer DateAug 7, 2012
Prior Transfer Doc02873/0358
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateApr 15, 2024
Property Address109 LAUREL RIDGE RD, CANTON, MS 39046-4550
Document Number004429/742
Book / Page4429 / 742
Map ReferenceCAB D SL 126
Instrument DateApr 8, 2024
Instrument1002627
Transaction TypeTransfer
Record UpdatedMay 1, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 DESSIREES RD, CANTON, MS 39046-9700

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 LAUREL RIDGE RD, CANTON, MS 39046-4550

Mortgage

Document Number0001002628
DateApr 15, 2024
Instrument1002628
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON MS
Recording DateOct 3, 2023
Property Address109 LAUREL RIDGE RD, CANTON, MS 39046-4550
Document Number004375/665
Book / Page4375 / 665
Instrument DateOct 3, 2023
Instrument992735
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address135 FOREST HILL DR, JACKSON, MS 39212-2304

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 LAUREL RIDGE RD, CANTON, MS 39046-4550

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,503.00 (+82.83%)$24,383 (+5%)$162,550 (-) Land $35,000 Building $127,550
2024$1,369.00
2023$1,369.00 (+0.74%) Homeowner's exemption$16,255 (+0.56%)$162,550 (+0.56%) Land $35,000 Building $127,550
2022$1,359.00 Homeowner's exemption$16,165$161,650 Land $35,000 Building $126,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
499 / 285

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