Madison County property record for 106 Laurel Ridge Rd, Canton, MS 39046
| Property Type | Single Family Home |
|---|---|
| Details | 2,107 sqft · built 2004 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,477 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082F-24-094 |
| Primary APN | 082F-24-094 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,107 sqft Adjusted Area |
| 1st Floor Area | 1,764 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 120 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|
| Account Number | 41186 |
|---|---|
| Old Parcel Number | 082F-24 -094/00.00 |
| Street Address | 106 LAUREL RIDGE RD |
| City | CANTON |
| State | MS |
| Zip | 39046-4549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 181 HARVEY CROSSING III-A D@126 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | HARVEY CROSSING IIIA |
| Legal Lot Number | 181 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 30401 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 LAUREL RIDGE RD, CANTON, MS 39046-4549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST GNTY MTG CORP |
| Mar 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY BK |
| Mar 8, 2017 | Warranty Deed, Transfer · Line of Credit LIBERTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2017 |
| Deed Sale | Mar 8, 2017 |
| Prior Sale | Aug 5, 2013 |
| Deed Document Number | 0003452564 |
| Deed Book / Page | 3452 / 564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 106 LAUREL RIDGE RD, CANTON, MS 39046-4549 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 106 LAUREL RIDGE RD, CANTON, MS 39046-4549 |
| Document Number | 004266/528 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 4266/528 |
| Instrument | 970164 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 106 LAUREL RIDGE RD, CANTON, MS 39046-4549 |
| Document Number | 0000909665 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 LAUREL RIDGE RD CANTON MS 390464549, CANTON, MS 39046-4549 |
| Document Number | 0000909665 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 003939/000718 |
| Instrument | 909665 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 106 LAUREL RIDGE RD, CANTON, MS 39046-4549 |
| Document Number | 0000827819 |
| Book / Page | 003542 / 000312 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | RELTCO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 LAUREL RIDGE RD CANTON MS 390464549, CANTON, MS 39046-4549 |
| Document Number | 0000827819 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 003542/000312 |
| Instrument | 827819 |
| Name | FIRST GNTY MTG CORP |
|---|---|
| Address | TYSONS CORNER, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 106 LAUREL RIDGE RD, CANTON, MS 39046-4549 |
| Document Number | 0000808602 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 106 LAUREL RIDGE RD CANTON MS 390464549, CANTON, MS 39046-4549 |
| Document Number | 0000808602 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 003457/000067 |
| Instrument | 808602 |
| Name | LIBERTY BK |
|---|---|
| Type | Bank |
| Address | NEW ORLEANS, LA 70127-7899 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 8, 2017 |
| Property Address | 106 LAUREL RIDGE RD, CANTON, MS 39046-4549 |
| Document Number | 0000807658 |
| Book / Page | 003452 / 000564 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 807658 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 LAUREL RIDGE RD CANTON MS 390464549, CANTON, MS 39046-4549 |
| Document Number | 807659 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 003452/000566 |
| Instrument | 807659 |
| Name | LIBERTY BK |
|---|---|
| Type | Bank |
| Address | NEW ORLEANS, LA 70127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,477.00 Homeowner's exemption | $17,315 (-) | $173,150 (-) Land $35,000 Building $138,150 |
| 2024 | $1,477.00 | ||
| 2023 | $1,477.00 Homeowner's exemption | $17,315 | $173,150 Land $35,000 Building $138,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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