109 Lantern Trl, Midway, KY 40347 Property Records

Scott County property record for 109 Lantern Trl, Midway, KY 40347

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 2005
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Trust Names on File
Last Sale	$568,000 (Aug 2021)
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-00-022.000`

Property Details

APN / Parcel Number

Primary APN	`044-00-022.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	2,076 sqft
Finished Basement	2,076 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	103,237 sqft (2.37 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 LANTERN TRL
City	MIDWAY
State	KY
Zip	40347-9030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FISHERS MILL LANDING
Legal Subdivision	FISHERS MILL LANDING
Legal Lot Number	113
Legal Unit	2
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1029
Census Tract	40601

Owner

109 Lantern Trl is held in a trust since September 2024.

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1435 EASTSHORE DR, ALAMEDA, CA 94501-3115
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PERSONS BANKING COMPANY
Aug 3, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 17, 2019	Deed, Transfer · Commercial Mortgage PERSONS BANKING COMPANY
Sep 25, 2017	Correction Deed ATTORNEY
Jul 25, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jun 17, 2019 · Amount on File
Deed Document Number	2021440079
Deed Book / Page	426 / 231
Last Transfer Date	Sep 27, 2024
Transfer Doc	00D454/450
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	109 LANTERN TRL, MIDWAY, KY 40347-9030
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1451/001
Date	Jul 23, 2019
Book Page	M1451/001
Instrument	402572

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2039

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 3, 2021
Property Address	109 LANTERN TRL, MIDWAY, KY 40347-9030
Document Number	00D426/231
Book / Page	D426 / 231
Map Reference	CAB 7 SL 197
Instrument Date	Jul 28, 2021
Instrument	440079
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 LEESTOWN RD, FRANKFORT, KY 40601-8608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1435 EASTSHORE DR, ALAMEDA, CA 94501-3115

Mortgage

Document Number	0000440080
Date	Aug 3, 2021
Instrument	440080

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 17, 2019
Property Address	109 LANTERN TRL, MIDWAY, KY 40347-9030
Document Number	00D406/364
Book / Page	D406 / 364
Map Reference	CAB 7 SL 197
Instrument Date	Jun 13, 2019
Instrument	401264
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6605 MONTEVISTA DR, CINCINNATI, OH 45224-1637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LANTERN TRL, MIDWAY, KY 40347-9030
Investor	Possibly a Property Investor

Mortgage

Document Number	0000401265
Date	Jun 17, 2019
Instrument	401265

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 13, 2020

September 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 25, 2017
Property Address	109 LANTERN TRL, MIDWAY, KY 40347-9030
Document Number	00D391/012
Book / Page	D391 / 012
Map Reference	CAB7 SL197
Instrument Date	Aug 30, 2017
Instrument	375035
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	109 LANTERN TRL, MIDWAY, KY 40347-9030

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Jul 25, 2017
Property Address	109 LANTERN TRL, MIDWAY, KY 40347-9030
Document Number	00D389/138
Book / Page	D389 / 138
Map Reference	CAB7 SL197
Instrument Date	Jun 8, 2017
Instrument	372094
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	109 LANTERN TRL, MIDWAY, KY 40347-9030

Tax Assessment & Valuation

The 2025 property tax bill for 109 Lantern Trl was $5,825.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,000 (-)	$654,000 (-)
2025	$5,825.00	$654,000	$654,000
2023	$5,150.00	$568,000 Land $100,000 Building $468,000	$568,000 Land $100,000 Building $468,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Lantern Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Lantern Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lantern Trl

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