108 Lantern Trl, Midway, KY 40347 Property Records

Scott County property record for 108 Lantern Trl, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,887 sqft · built 2012
Lot Size2.43 acres (105,851 sqft)
Owner2 Individual Names on Record
Last Sale$74,000 (Sep 2012)
Tax Bill$4,110 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN044-00-025.000

Property Details

APN / Parcel Number

Primary APN044-00-025.000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,887 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick Veneer
Lot Area105,851 sqft (2.43 acres)
Garage TypeAttached
Garage Area877 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address108 LANTERN TRL
CityMIDWAY
StateKY
Zip40347-9030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFISHERS MILL LANDING
Legal SubdivisionFISHERS MILL LANDING
Legal Lot Number115
Legal Unit2
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1029
Census Tract40601

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 LANTERN TRL, MIDWAY, KY 40347-9030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Mar 8, 2023Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2012 · Amount on Record
Deed SaleSep 13, 2012 · Amount on Record
Prior SaleFeb 28, 2011 · Amount on Record
Deed Document Number2012229021
Deed Book / Page346 / 686
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address108 LANTERN TRL, MIDWAY, KY 40347-9030
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1877/597
DateJan 14, 2026
Book PageM1877/597
Instrument569075
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address108 LANTERN TRL, MIDWAY, KY 40347-9030
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 LANTERN TRL, MIDWAY, KY 40347-9030

Mortgage

Document Number000M1731/1
DateMar 8, 2023
Book PageM1731/1
Instrument468750
Lender
NameWHITAKER BANK INC
TypeBank
AddressMINNEAPOLIS, MN 55439
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueFeb 10, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$510,600 (-)$510,600 (-)
2025$4,110.00 (+12.11%) Homeowner's exemption$510,600 (+13.29%)$510,600 (+13.29%)
2023$3,666.00 Homeowner's exemption$450,700 Land $90,000 Building $360,700$450,700 Land $90,000 Building $360,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2015–2025)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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