Monroe County property record for 109 Knowles St, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 648 sqft · built 1958 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Mar 2014) |
| Tax Bill | $3,920 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00403020-000000 |
| Primary APN | 00403020-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 648 sqft Living Area |
| Gross Area | 1,188 sqft |
| 1st Floor Area | 648 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Enclosed/Finished Porch |
| Porch Area | 300 sqft |
| Patio Area | 153 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1495344 |
|---|---|
| Street Address | 109 KNOWLES ST |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 14 CORAL VIEW PB3-105 UPPER MATECUMBE KEY OR446-907 KEY OR624-262 OR924-2231/32P/R OR925-1441AFF OR1979-2123 OR2215-2427 OR2676-46/48 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 28 |
| Legal Subdivision | CORAL VIEW |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 32018, LAKELAND, FL 33802-2018 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2014 · Amount on Record |
| Deed Sale | Mar 21, 2014 · Amount on Record |
| Prior Sale | Oct 1, 1984 · Amount on Record |
| Deed Document Number | 20141973260 |
| Deed Book / Page | 2676 / 46 |
| Prior Transfer Date | Jun 8, 2006 |
| Prior Transfer Doc | 0022152427 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $600,600 (-1.12%) Land $600,600 | $600,600 (-1.12%) Land $600,600 | |
| 2024 | $3,920.00 (+2.24%) | ||
| 2023 | $3,834.00 (+22.06%) | $607,425 (+5%) Land $607,425 | $607,425 (+5%) Land $607,425 |
| 2022 | $3,141.00 | $404,950 Land $404,950 | $404,950 Land $404,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 387 units insured incl. 122 condo units |
| Nearby Flood Claims | 582 (1982–2022) |
| Claims Outside the SFHA | 21 of 582 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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